McDonough County property record for 309 E Roberts St, Colchester, IL 62326
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,228 sqft · built 1950 |
| Lot Size | 0.18 acres (7,917 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,500 (Dec 2021) |
| Tax Bill | $658 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Dec 2021 Sale & Mortgage + 3 more |
| APN | 05-000-807-00 |
| Primary APN | 05-000-807-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,917 sqft (0.18 acres) |
| Garage Area | 120 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 309 E ROBERTS ST |
|---|---|
| City | COLCHESTER |
| State | IL |
| Zip | 62326-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 4 ROBERTS 1ST ADD |
| Legal Subdivision | ROBERTS 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | MCDONOUGH IL |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 11100 |
309 E Roberts St is owned and occupied by an individual who bought it in December 2021.
Source: McDonough County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 E ROBERTS ST, COLCHESTER, IL 62326-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF ILLINOIS |
| Dec 7, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RARITAN STATE BANK |
| Apr 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 25, 2020 | Warranty Deed, Transfer · Commercial Mortgage COLCHESTER STATE BANK |
| Aug 25, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 20214153 |
| Prior Transfer Date | Apr 19, 2021 |
| Prior Transfer Doc | 0020211295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Property Address | 309 E ROBERTS ST, COLCHESTER, IL 62326-1309 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020172593 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 2017-2593 |
| Name | FIRST STATE BANK OF ILLINOIS |
|---|---|
| Type | Bank |
| Address | MACOMB, IL 61455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Min Rate At Change | 4.5% |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Recording Date | Dec 7, 2021 |
| Property Address | 309 E ROBERTS ST, COLCHESTER, IL 62326-1309 |
| Document Number | 0020214153 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-4153 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 309 E ROBERTS ST, COLCHESTER, IL 62326-1309 |
| Document Number | 0020214154 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021-4154 |
| Name | RARITAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 10, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Recording Date | Apr 27, 2021 |
| Property Address | 309 E ROBERTS ST, COLCHESTER, IL 62326-1309 |
| Document Number | 0020211295 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021-1295 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8245 E 700TH ST, COLCHESTER, IL 62326-1990 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Recording Date | Nov 25, 2020 |
| Property Address | 309 E ROBERTS ST, COLCHESTER, IL 62326-1309 |
| Document Number | 0020203480 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2020-3480 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Title Company | TERRILL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5219 MALAGA AVE, SARASOTA, FL 34235-3422 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8245 E 700TH ST, COLCHESTER, IL 62326-1990 |
| Investor | Possibly a Property Investor |
| Document Number | 0020203481 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020-3481 |
| Name | COLCHESTER STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Recording Date | Aug 25, 2017 |
| Property Address | 309 E ROBERTS ST, COLCHESTER, IL 62326-1309 |
| Document Number | 0020172175 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 2017-2175 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $40.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 846 N CRAFFORD ST, BUSHNELL, IL 61422-1406 |
| Name | Verified Name |
|---|---|
| Address | 12 N MONROE ST, TENNESSEE, IL 62374-1022 |
The 2025 property tax bill for 309 E Roberts St was $658 with a homeowner's exemption.
Source: McDonough County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McDonough County |
| County Subdivision | Colchester Township |
| Municipality | Colchester City |
| Unified School District | West Prairie Community Unit School District 103 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $658.00 Homeowner's exemption | $12,382 (+7.14%) Land $2,654 Building $9,728 | $37,146 (+7.14%) Land $7,962 Building $29,184 |
| 2024 | $11,557 (+5.69%) Land $2,477 Building $9,080 | $34,671 (+5.69%) Land $7,431 Building $27,240 | |
| 2023 | $562.00 | $10,935 Land $2,344 Building $8,591 | $32,805 Land $7,032 Building $25,773 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 309 E Roberts St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 E Roberts St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLCHESTER serves 1,395 people · EPA ID IL1090200 |
|---|---|
| Water Source | Purchased surface water from MACOMB |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| MTC Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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