409 E Randolph St, Randolph, IA 51649 Property Records

Fremont County property record for 409 E Randolph St, Randolph, IA 51649

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,004 sqft · built 1990
Lot Size	0.388 acres (16,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (May 2026)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`450450157000000`

Property Details

APN / Parcel Number

Primary APN	`450450157000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Unfinished Basement	1,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,905 sqft (0.388 acres)
Lot Dimensions	161 ft deep x 105 ft wide
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	409 E RANDOLPH ST
City	RANDOLPH
State	IA
Zip	51649-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CLARK VANATTA ADD
Legal Subdivision	CLARK VANATTA ADD
Legal Lot Number	3
Jurisdiction	FREMONT IA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1066
Census Tract	970100

Owner

Source: Fremont County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Feb 24, 2026	Quit Claim Deed, Transfer · Closed-End Mortgage MALVERN BANK
Dec 9, 2025	Intrafamily Transfer, Transfer
Aug 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHURCHILL MORTGAGE INVEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	2026575
Deed Book / Page	2026 / 575
Prior Transfer Date	Feb 23, 2026
Prior Transfer Doc	002026/209
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	May 6, 2026
Property Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050
Document Number	0000000575
Book / Page	2026 / 575
Instrument Date	May 4, 2026
Instrument	2026575
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,159.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050

Mortgage

Document Number	0000000576,
Date	May 6, 2026
Instrument	2026576

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREMONT IA
Recording Date	Feb 24, 2026
Property Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050
Document Number	002026/209
Book / Page	2026 / 209
Map Reference	MB 2 PG 185
Instrument Date	Feb 23, 2026
Instrument	20260209
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050

Mortgage

Document Number	0020260276
Date	Feb 24, 2026
Instrument	20260276

Lender

Name	MALVERN BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	May 1, 2031

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREMONT IA
Recording Date	Dec 9, 2025
Property Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050
Document Number	02025/1620
Book / Page	2025 / 1620
Map Reference	MB 2 PG 185
Instrument Date	Nov 12, 2025
Instrument	20251620
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Aug 1, 2019
Property Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050
Document Number	002019/889
Book / Page	2019 / 889
Instrument Date	Jul 2, 2019
Instrument	20190889
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E RANDOLPH ST, RANDOLPH, IA 51649-6050

Mortgage

Document Number	002019/890
Date	Aug 1, 2019
Book Page	2019/890
Instrument	20190890

Lender

Name	CHURCHILL MORTGAGE INVEST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Municipality	Randolph City
Unified School District	Fremont-Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 Homeowner's exemption	$105,340 (+9.42%) Land $8,160 Building $97,180	$105,340 (+9.42%) Land $8,160 Building $97,180
2024	$1,414.00 (-9.13%)
2023		$96,270 (+5.49%) Land $8,160 Building $88,110	$96,270 (+5.49%) Land $8,160 Building $88,110
2022	$1,556.00 Homeowner's exemption	$91,260 Land $9,880 Building $81,380
2021			$91,260 Land $9,880 Building $81,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANDOLPH WATER WORKS serves 192 people · EPA ID IA3649072
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Windstream DSL	200 / 20

May also be available: BTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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