406 E Randolph St, Randolph, IA 51649 Property Records

Fremont County property record for 406 E Randolph St, Randolph, IA 51649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1910
Lot Size	0.288 acres (12,540 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Mar 2025)
Tax Bill	$998 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`450450131000000`

Property Details

APN / Parcel Number

Primary APN	`450450131000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
1st Floor Area	416 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,540 sqft (0.288 acres)
Lot Dimensions	165 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	867 sqft
Parking Spaces	3 Parking Spaces
Patio Area	405 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	406 E RANDOLPH ST
City	RANDOLPH
State	IA
Zip	51649-6043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 2 OUTLOT 3, LOT 3 OF OUTLOT 3 9-70-41
Legal Range	41W
Legal Township	70N
Legal Section	9
Legal Subdivision	TOWN OF RANDOLPH
Legal Lot Number	2,3
Jurisdiction	FREMONT IA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1068
Census Tract	970100

Owner

Source: Fremont County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E RANDOLPH ST, RANDOLPH, IA 51649-6043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit FRONTIER SAVINGS BANK
Mar 31, 2025	Warranty Deed, Transfer · Line of Credit FRONTIER SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Deed Document Number	2025475
Deed Book / Page	2025 / 475
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Recording Date	Apr 24, 2026
Property Address	406 E RANDOLPH ST, RANDOLPH, IA 51649-6043
Document Number	0000000530
Book / Page	2026 / 530
Instrument Date	Apr 24, 2026
Instrument	2026530
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 US HIGHWAY 275, SIDNEY, IA 51652-4040

Mortgage

Document Number	0000000530,
Date	Apr 24, 2026
Book Page	2026/530
Instrument	2026530

Lender

Name	FRONTIER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 11, 2031

Interest

Rate	6.38%
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Mar 31, 2025
Property Address	406 E RANDOLPH ST, RANDOLPH, IA 51649-6043
Document Number	002025/475
Book / Page	2025 / 475
Instrument Date	Mar 24, 2025
Instrument	20250475
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Tax	$47.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E RANDOLPH ST, RANDOLPH, IA 51649-6043

Mortgage

Document Number	0020250476
Date	Mar 31, 2025
Instrument	20250476

Lender

Name	FRONTIER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Apr 11, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Municipality	Randolph City
Unified School District	Fremont-Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 Homeowner's exemption	$80,030 (+12.89%) Land $6,210 Building $73,820	$80,030 (+12.89%) Land $6,210 Building $73,820
2024	$998.00 (-40.24%)
2023		$70,890 (-27.14%) Land $6,210 Building $64,680	$70,890 (-27.14%) Land $6,210 Building $64,680
2022	$1,670.00 Homeowner's exemption	$97,290 Land $7,590 Building $89,700
2021			$97,290 Land $7,590 Building $89,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANDOLPH WATER WORKS serves 192 people · EPA ID IA3649072
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Windstream DSL	200 / 20

May also be available: BTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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