409 E Mill St, Rochester, IL 62563 Property Records

Sangamon County property record for 409 E Mill St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.251 acres (10,940 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Jul 1997)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	May 2010 Mortgage Jan 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-179-015`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-179-015`
Alternative APN	`23150179015 (CHECK DIGIT = 1)`

Exterior

Lot Area	10,940 sqft (0.251 acres)

Location & Zoning

Account Number	23150179015
Street Address	409 E MILL ST
City	ROCHESTER
State	IL
Zip	62563-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 63 MILL STREET ROCHESTER ORIGINAL TOWN
Legal Subdivision	NORTH SIDE MILL STREET
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2048
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E MILL ST, ROCHESTER, IL 62563-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCHESTER STATE BANK ROCHESTER
Jan 20, 2005	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONAL CITY MORTGAGE CO
Feb 27, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 1997 · Amount on Record
Deed Sale	Jul 16, 1997 · Amount on Record
Record Updated	Sep 20, 2026

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	409 E MILL ST, ROCHESTER, IL 62563-9545
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R16548
Date	May 24, 2010
Instrument	2010R16548

Lender

Name	ROCHESTER STATE BANK ROCHESTER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	409 E MILL ST, ROCHESTER, IL 62563-9545
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R02485
Date	Jan 20, 2005
Instrument	2005R02485

Lender

Name	NATIONAL CITY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2020

Interest

Rate Type	Fixed Rate

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	409 E MILL ST, ROCHESTER, IL 62563-9545
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R06796
Date	Feb 27, 2006
Instrument	2006R06796

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00 (+8.98%)	$51,009 (+14.97%) Land $9,076 Building $41,933	$153,027 (+14.97%) Land $27,228 Building $125,799
2022	$2,939.00 Senior Citizen's exemption	$44,369 Land $7,895 Building $36,474	$133,107 Land $23,685 Building $109,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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