404 E Mill St, Rochester, IL 62563 Property Records

Sangamon County property record for 404 E Mill St, Rochester, IL 62563 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size10,960 sqft (0.251 acres)
OccupancyOwner Occupied
Last Sale$82,500 (2003)
Tax Bill$2,460.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-15.0-181-002
Alternative APN
  • 23150181002 (CHECK DIGIT = 0)

Exterior

Lot Area10,960 sqft (0.251 acres)

Location & Zoning

Account Number23150181002
Street Address404 E MILL ST
CityROCHESTER
StateIL
Zip62563-9778
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL 18 MILL STREET ROCHESTER ORIGINAL TOWN
Legal SubdivisionSOUTH SIDE MILL STREET
JurisdictionSANGAMON IL
Minor Civil DivisionROCHESTER
Census Blockgroup2
Census Block2047
Census Tract3902

Owner

Source: Sangamon County records · APN 23-15.0-181-002

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 E MILL ST, ROCHESTER, IL 62563-9778
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Mar 25, 2026Deed of Trust, Mortgage · Line of Credit
CEFCU
Mar 13, 2008Deed of Trust, Mortgage · Stand Alone First Mortgage
US BANK NA ND
Dec 31, 2009Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Apr 11, 2016Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2003 · Amount on Record
Deed SaleSep 11, 2003 · Amount on Record
Prior SaleFeb 09, 1996 · Amount on Record
Record RefreshedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address404 E MILL ST, ROCHESTER, IL 62563-9778
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R04563
DateMar 27, 2024
Instrument2024R04563
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueMar 15, 2032
Interest
Rate TypeFixed Rate
Rate9.15%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address404 E MILL ST, ROCHESTER, IL 62563-9778
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026R04771
DateMar 25, 2026
Instrument2026R04771
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 24, 2051

March 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address404 E MILL ST, ROCHESTER, IL 62563-9778
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2008R10812
DateMar 13, 2008
Instrument2008R10812
Lender
NameUS BANK NA ND
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term300 Months
DueMar 12, 2033
Interest
Rate TypeFixed Rate

December 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address404 E MILL ST, ROCHESTER, IL 62563-9778
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2009R58616
DateDec 31, 2009
Instrument2009R58616
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2039
Interest
Rate TypeFixed Rate
Rate5%

April 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address404 E MILL ST, ROCHESTER, IL 62563-9778
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2016R08422
DateApr 11, 2016
Instrument2016R08422
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term180 Months
DueApr 10, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionRochester Township
MunicipalityRochester Village
Unified School DistrictRochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,460.00 (+2.2%) Homeowner's exemption$41,340 (+3.4%) Land $9,076 Building $32,264$124,020 (+3.4%) Land $27,228 Building $96,792
2024$2,407.00 (+7.65%)$39,981 (+11.18%) Land $8,778 Building $31,203$119,943 (+11.18%) Land $26,334 Building $93,609
2022$2,236.00 Homeowner's exemption$35,959 Land $7,895 Building $28,064$107,877 Land $23,685 Building $84,192

Flood & Wildfire

404 E Mill St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Mill St

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