409 E Jones St, Raleigh, NC 27601 Property Records

Wake County property record for 409 E Jones St, Raleigh, NC 27601

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,009 sqft · built 1920
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2004)
Tax Bill	$8,042 (2023)
Deeds & Mortgages	Dec 2019 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1703.28-99-0945 0074643`

Property Details

APN / Parcel Number

Primary APN	`1703.28-99-0945 0074643`
Alternative APNs	`007464301` `0074643`

Interior

Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,009 sqft Heated Area
1st Floor Area	2,186 sqft
Attic Area	169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.119 acres)

Exterior Amenities

Porch	Porch
Porch Area	515 sqft
Deck Area	69 sqft
Patio Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0074643
Old Parcel Number	007464301
Street Address	409 E JONES ST
City	RALEIGH
State	NC
Zip	27601-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LO104 409 E JONES ST
Legal Township	01
Legal Subdivision	PROPERTY/HABITAT/HUMANITY
Legal Lot Number	104 409
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	1
Census Block	1015
Census Tract	50100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakwood Historic District listed 1974 · 237 contributing resources · NRIS 74001380

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E JONES ST, RALEIGH, NC 27601-1117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Oct 17, 2019	Deed of Trust, Mortgage BRANCH BK&TR
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CAROLINA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2004 · Amount on Record
Deed Sale	Sep 30, 2004 · Amount on Record
Prior Sale	Sep 30, 2004 · Amount on Record
Deed Document Number	110401485
Last Transfer Date	Aug 5, 2015
Transfer Doc	161100798
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	409 E JONES ST, RALEIGH, NC 27601-1117
Document Number	177330095
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E JONES ST RALEIGH NC 276011117, RALEIGH, NC 27601-1117

Mortgage

Document Number	177330095
Date	Jan 31, 2020
Book Page	017733/000095

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	409 E JONES ST, RALEIGH, NC 27601-1117
Document Number	176202243
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E JONES ST RALEIGH NC 276011117, RALEIGH, NC 27601-1117

Mortgage

Document Number	176202243
Date	Oct 22, 2019
Book Page	017620/002243

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	409 E JONES ST, RALEIGH, NC 27601-1117
Document Number	170380655
Book / Page	017038 / 000655
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E JONES ST RALEIGH NC 276011117, RALEIGH, NC 27601-1117

Mortgage

Document Number	170380655
Date	Feb 6, 2018
Book Page	017038/000655

Lender

Name	FIRST CAROLINA BK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,042.00	$736,025 Land $300,000 Building $436,025	$736,025 Land $300,000 Building $436,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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