320 E Jones St, Raleigh, NC 27601 Property Records

Wake County property record for 320 E Jones St, Raleigh, NC 27601

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,550 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,115,000 (Sep 2026)
Tax Bill	$9,366 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1703.27-89-6880-000`

Property Details

APN / Parcel Number

Primary APN	`1703.27-89-6880-000`
Alternative APNs	`1703.27-89-6880 0048158` `1703896880` `004815801` `0048158`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Hip
Lot Area	4,356 sqft (0.1 acres)
Porch	Slab
Porch Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0048158
Street Address	320 E JONES ST
City	RALEIGH
State	NC
Zip	27601-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LO1 JOHN M MONIE ESTATE BM1920-00228
Legal Subdivision	JOHN M MONIE ESTATE
Legal Lot Number	1
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	1
Census Block	1017
Census Tract	50100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakwood Historic District (Boundary Increase II) listed 1988 · 48 contributing resources · NRIS 87002235

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wake County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 E JONES ST, RALEIGH, NC 27601-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Jul 10, 2018	Warranty Deed, Transfer · Conventional with PMI RESIDENTIAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2026101782
Deed Book / Page	20331 / 941
Prior Transfer Date	Jul 23, 2013
Prior Transfer Doc	1537001057
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 8, 2026
Property Address	320 E JONES ST, RALEIGH, NC 27601-1028
Document Number	0000101782
Book / Page	20331 / 941
Instrument Date	Sep 7, 2026
Instrument	2026101782
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$225,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E JONES ST, RALEIGH, NC 27601-1028

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	Jul 2, 2026
Property Address	320 E JONES ST, RALEIGH, NC 27601-1028
Document Number	0000075072
Book / Page	20276 / 2049
Instrument Date	Jun 23, 2026
Instrument	202675072
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E JONES ST, RALEIGH, NC 27601-1028

Mortgage

Document Number	0000075072,
Date	Jul 2, 2026
Book Page	20276/2049
Instrument	202675072

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	320 E JONES ST, RALEIGH, NC 27601-1028
Document Number	172141734
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	320 E JONES ST RALEIGH NC 276011028, RALEIGH, NC 27601-1028

Mortgage

Document Number	172141734
Date	Aug 15, 2018
Book Page	017214/001734

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 14, 2038

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 10, 2018
Property Address	320 E JONES ST, RALEIGH, NC 27601-1028
Document Number	171791865
Book / Page	017179 / 001865
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 E JONES ST RALEIGH NC 276011028, RALEIGH, NC 27601-1028

Mortgage

Document Number	171791868
Date	Jul 10, 2018
Book Page	017179/001868

Lender

Name	RESIDENTIAL MTG
Type	Mortgage Company
Address	FAYETTEVILLE, NC 28303

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,366.00 (+59.12%)	$1,071,776 (+99.15%) Land $541,500 Building $530,276	$1,071,776 (+99.15%) Land $541,500 Building $530,276
2023	$5,886.00	$538,166 Land $300,000 Building $238,166	$538,166 Land $300,000 Building $238,166

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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