409 E Helen Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 409 E Helen Ave, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1979
Lot Size	0.199 acres (8,652 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Mar 2022)
Tax Bill	$3,966 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`412306480002`

Property Details

APN / Parcel Number

Primary APN	`412306480002`
Alternative APNs	`01015020000009` `10004701816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Gross Area	2,051 sqft
1st Floor Area	1,523 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,652 sqft (0.199 acres)
Lot Dimensions	103 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	458 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	01015020000009
Street Address	409 E HELEN AVE
City	PUNTA GORDA
State	FL
Zip	33950-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	TRABUES ADD P G LTS 44 & 45 393/26 398/634&639 580/692 960/1669 1097/52 1136/1952 CT3852/304 3880/825 4043/2082 CD4133/1046 4859/516 4947/2054
Legal Range	23E
Legal Township	41S
Legal Section	06
Legal Subdivision	TRABUES ADD P G
Legal Tract	TBA
Legal Lot Number	44,45
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2093
Census Tract	10302

Owner

Source: Charlotte County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1306 SW 36TH ST, CAPE CORAL, FL 33914-5175
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Oct 15, 2021	Warranty Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	20223075085
Deed Book / Page	4947 / 2054
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 18, 2022
Property Address	409 E HELEN AVE, PUNTA GORDA, FL 33950-4919
Document Number	0049472054
Book / Page	4947 / 2054
Map Reference	MB 1 PG 16
Instrument Date	Mar 17, 2022
Instrument	3075085
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9826 GIAVENO CIR UNIT 1514, 9826, NAPLES, FL 34113-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SW 36TH ST, CAPE CORAL, FL 33914-5175

Mortgage

Document Number	0049472066
Date	Mar 18, 2022
Instrument	4947/2066

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 15, 2021
Property Address	409 E HELEN AVE, PUNTA GORDA, FL 33950-4919
Document Number	0048590516
Book / Page	4859 / 516
Map Reference	MB 1 PG 16
Instrument Date	Oct 13, 2021
Instrument	3010426
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24464 PEPPERCORN RD, 24464, PUNTA GORDA, FL 33955-4522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17200 PIONEER ST # E109, E109, NORTH FORT MYERS, FL 33917-2620

Mortgage

Document Number	4859518
Date	Oct 15, 2021
Instrument	4859/518

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURE
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,966.00 (-9.62%)	$238,666 (-11.75%) Land $23,491 Building $215,175	$238,666 (+42.52%) Land $23,491 Building $215,175
2024	$4,388.00 (-4.75%)
2023	$4,607.00 (+17.41%)	$270,450 (+18.09%)	$167,461 (-26.88%) Land $31,584 Building $135,877
2022	$3,924.00	$229,018 Land $20,135 Building $208,883	$229,018 Land $20,135 Building $208,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on E Helen Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures