406 E Helen Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 406 E Helen Ave, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 2020
Lot Size	0.167 acres (7,308 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2020)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`41-23-06-477-007`

Property Details

APN / Parcel Number

Primary APN	`41-23-06-477-007`
Alternative APNs	`0101488-000000-7` `10004701798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,478 sqft
Flooring	Covered

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,308 sqft (0.167 acres)
Lot Dimensions	87 ft deep x 84 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004701798
Old Parcel Number	01014880000007
Street Address	406 E HELEN AVE
City	PUNTA GORDA
State	FL
Zip	33950-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	TBA 000 0000 0016 TRABUES ADD P G LT 16 561/1655 DC610/1847-CH CT1340/1063 ODN2130/1581 4462/1969 CD4533/252
Legal Range	23E
Legal Township	41S
Legal Section	06
Legal Subdivision	TRABUES ADD
Legal Lot Number	16 17
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2083
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 DR MARTIN LUTHER KING JR BLVD, PUNTA GORDA, FL 33950-4913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jan 29, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	May 2, 1994
Deed Document Number	2820280
Deed Book / Page	4587 / 321
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 12, 2020
Property Address	406 E HELEN AVE, PUNTA GORDA, FL 33950-4920
Document Number	0045870321
Book / Page	004587 / 000321
Instrument Date	Jun 11, 2020
Instrument	2820280
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 DR MARTIN LUTHER KING JR BLVD #B PUNTA GORDA FL 33950, B, PUNTA GORDA, FL 33950

Mortgage

Document Number	45870328
Date	Jun 12, 2020
Book Page	004587/000328
Instrument	2820282

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	18500 MURDOCK CIR, PORT CHARLOTTE, FL 33948-1068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2030

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 29, 2020
Property Address	406 E HELEN AVE, PUNTA GORDA, FL 33950-4920
Document Number	0045330252
Book / Page	004533 / 000252
Instrument Date	Jan 14, 2020
Instrument	2781592
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1750 MANZANA AVE PUNTA GORDA FL 339506049, PUNTA GORDA, FL 33950-6049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,999.00 (+5.1%) Homeowner's exemption	$161,280 (+5.99%)	$200,874 (+1.46%) Land $24,990 Building $175,884
2023	$1,902.00 (+3.48%) Homeowner's exemption	$152,170 (+3%)	$197,993 (-2.69%) Land $28,560 Building $169,433
2022	$1,838.00 Homeowner's exemption	$147,738	$203,465 Land $18,207 Building $185,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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