409 E Grove Dr, Grand Junction, CO 81504 Property Records

Mesa County property record for 409 E Grove Dr, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,147 sqft · built 1998
Lot Size	0.15 acres (6,516 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Oct 2020)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-153-59-010`

Property Details

APN / Parcel Number

Primary APN	`2943-153-59-010`
Alternative APN	`R041682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,147 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	1,147 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,516 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open/Unfinished Porch
Porch Area	35 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R041682
Street Address	409 E GROVE DR
City	GRAND JUNCTION
State	CO
Zip	81504-6158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 3 GROVE CREEK SUBDIVISION SEC 15 1S 1E & AN UND INT IN ALL TRACTS ALL FILINGS
Legal Range	001
Legal Township	01S
Legal Section	15
Legal Subdivision	GROVE CREEK SUBDIVISION
Legal Block	3
Legal Lot Number	10
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	2
Census Block	2033
Census Tract	1707

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 579, GLENWOOD SPRINGS, CO 81602-0579
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Document Number	20202948124
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	409 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003044795
Date	Sep 26, 2022
Instrument	3044795

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 18, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 19, 2020
Property Address	409 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Document Number	0002948124
Instrument Date	Oct 16, 2020
Instrument	2948124
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	409 E GROVE DR, GRAND JUNCTION, CO 81504-6158

Mortgage

Document Number	0002948125
Date	Oct 19, 2020
Instrument	2948125

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 (+24.53%)	$19,970 (+22.44%) Land $4,130 Building $15,840	$319,390 (+31.19%) Land $66,000 Building $253,390
2024	$1,219.00 (-3.71%)	$16,310 (-) Land $3,280 Building $13,030
2023	$1,266.00 (+9.42%)	$16,310 (+6.74%) Land $3,280 Building $13,030	$243,460 (+10.74%) Land $48,940 Building $194,520
2022	$1,157.00	$15,280 Land $3,480 Building $11,800
2021			$219,840 Land $50,000 Building $169,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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