407 E Grove Dr, Grand Junction, CO 81504 Property Records

Mesa County property record for 407 E Grove Dr, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1998
Lot Size	0.15 acres (6,517 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2025)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2943-153-59-012`

Property Details

APN / Parcel Number

Primary APN	`2943-153-59-012`
Alternative APN	`R041684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,517 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open/Unfinished Porch
Porch Area	70 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R041684
Street Address	407 E GROVE DR
City	GRAND JUNCTION
State	CO
Zip	81504-6158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 3 GROVE CREEK SUBDIVISION SEC 15 1S 1E UM & AN UND INT IN ALL TRACTS ALL FILINGS
Legal Range	001
Legal Township	01S
Legal Section	15
Legal Subdivision	GROVE CREEK SUB
Legal Block	3
Legal Lot Number	12
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	2
Census Block	2033
Census Tract	1707

Owner

407 E Grove Dr is owned and occupied by an individual who bought it in December 2025.

Source: Mesa County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 1, 2025	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 26, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Apr 6, 2017	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 23, 2017	Grant Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Jun 26, 2020 · Amount on File
Deed Document Number	20253144167
Prior Transfer Date	Oct 23, 1999
Prior Transfer Doc	0001925352
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158

Mortgage

Document Number	0003015755
Date	Jan 12, 2022
Instrument	3015755

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 1, 2025
Property Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Document Number	0003144167
Instrument Date	Dec 1, 2025
Instrument	3144167
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158

Mortgage

Document Number	0003144168
Date	Dec 1, 2025
Instrument	3144168

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0003144169
Date	Dec 1, 2025
Instrument	3144169

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 26, 2020
Property Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Document Number	0002930140
Instrument Date	Jun 26, 2020
Instrument	2930140
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 E GROVE DR, 407, GRAND JUNCTION, CO 81504-6158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158

Mortgage

Document Number	0002930141
Date	Jun 26, 2020
Instrument	2930141

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0002930142
Date	Jun 26, 2020
Instrument	2930142

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 6, 2017
Property Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Document Number	0002795584
Instrument Date	Apr 4, 2017
Instrument	2795584
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158

Mortgage

Document Number	0002795585
Date	Apr 6, 2017
Instrument	2795585

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

January 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Jan 23, 2017
Property Address	407 E GROVE DR, GRAND JUNCTION, CO 81504-6158
Document Number	0002788033
Instrument Date	Dec 30, 2016
Instrument	2788033
Transaction Type	Foreclosure
Record Updated	Feb 7, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Grove Dr was $1,613, up 3.5% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00 (+3.53%)	$21,220 (+21.33%) Land $4,130 Building $17,090	$339,390 Land $66,000 Building $273,390
2024	$1,558.00 (+19.85%)	$17,490 (-) Land $3,320 Building $14,170
2023	$1,300.00 (+4.67%)	$17,490 (+6.65%) Land $3,320 Building $14,170	$261,070 Land $49,560 Building $211,510
2022	$1,242.00	$16,400 Land $3,480 Building $12,920
2021			$235,860 Land $50,000 Building $185,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 E Grove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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