409 E Frances Ave, Tampa, FL 33602 Property Records

Hillsborough County property record for 409 E Frances Ave, Tampa, FL 33602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1902
Lot Size	0.109 acres (4,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Jul 2025)
Tax Bill	$10,187 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`191487-0000`

Property Details

APN / Parcel Number

Primary APN	`191487-0000`
Alternative APN	`A1329184XQ000001000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,510 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2007
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,740 sqft (0.109 acres)
Lot Dimensions	88 ft deep x 56 ft wide
Porch	Open Porch
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1914870000
Street Address	409 E FRANCES AVE
City	TAMPA
State	FL
Zip	33602-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-24
Legal Description	LYONS LOT 2 BLOCK 1
Legal Range	18E
Legal Township	29S
Legal Section	13
Legal Subdivision	LYONS
Legal Tract	4XQ
Legal Block	1
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1010
Census Tract	4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tampa Heights Historic District listed 1995 · 289 contributing resources · NRIS 95000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E FRANCES AVE, TAMPA, FL 33602-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Warranty Deed, Transfer · Balloon Mortgage DOUGLAS E WILSON LIVING TRUST
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 1, 2017	Warranty Deed, Transfer · Conventional with PMI VAN DYK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Jul 6, 2023 · Amount on Record
Deed Document Number	2025309663
Prior Transfer Date	Feb 24, 2016
Prior Transfer Doc	0000098036
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 17, 2025
Property Address	409 E FRANCES AVE, TAMPA, FL 33602-2429
Document Number	0000309663
Map Reference	MB 1 PG 98
Instrument Date	Jul 11, 2025
Instrument	2025309663
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, SOHO TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,543.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11700 HORSE STABLE CT, UPPER MARLBORO, MD 20772-3169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E FRANCES AVE, TAMPA, FL 33602-2429

Mortgage

Document Number	0000313025
Date	Jul 17, 2025
Instrument	2025313025

Lender

Name	DOUGLAS E WILSON LIVING TRUST
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 6, 2023
Property Address	409 E FRANCES AVE, TAMPA, FL 33602-2429
Document Number	0000295526
Map Reference	MB 1 PG 98
Instrument Date	Jul 5, 2023
Instrument	2023295526
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	LA MAISON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 DODSON AVE, SAINT MICHAELS, MD 21663-2646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E FRANCES AVE, TAMPA, FL 33602-2429

Mortgage

Document Number	0000295527
Date	Jul 6, 2023
Instrument	2023295527

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 1, 2017
Property Address	409 E FRANCES AVE, TAMPA, FL 33602-2456
Document Number	0251340549
Book / Page	025134 / 000549
Instrument Date	Jun 9, 2017
Instrument	303141
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ACE SOLUTIONS TITLE GROUP LLC, ACE SOLUTIONS TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E FRANCES AVE TAMPA FL 336022456, TAMPA, FL 33602-2456

Mortgage

Document Number	251340551
Date	Aug 1, 2017
Book Page	025134/000551
Instrument	303142

Lender

Name	VAN DYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,749 (-1.19%) Land $123,003 Building $417,746	$540,749 (-1.19%) Land $123,003 Building $417,746
2025	$10,187.00 (+118.75%) Homeowner's exemption	$547,277 (+97.83%) Land $123,003 Building $424,274	$547,277 (+6.18%) Land $123,003 Building $424,274
2023	$4,657.00 (+2.8%) Homeowner's exemption	$276,647 (+3%)	$515,412 (+4.83%) Land $107,628 Building $407,784
2022	$4,530.00 Homeowner's exemption	$268,589	$491,646 Land $102,502 Building $389,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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