405 E Frances Ave, Tampa, FL 33602 Property Records

Hillsborough County property record for 405 E Frances Ave, Tampa, FL 33602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2019)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`191489-0000`

Property Details

APN / Parcel Number

Primary APN	`191489-0000`
Alternative APN	`A1329184XQ000001000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	88 ft deep x 56 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	296 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1914890000
Street Address	405 E FRANCES AVE
City	TAMPA
State	FL
Zip	33602-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-24
Legal Description	LYONS LOT 4 BLOCK 1
Legal Range	18E
Legal Township	29S
Legal Section	13
Legal Subdivision	LYONS
Legal Tract	4XQ
Legal Block	1
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1010
Census Tract	4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tampa Heights Historic District listed 1995 · 289 contributing resources · NRIS 95000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E FRANCES AVE, TAMPA, FL 33602-2429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2019	Warranty Deed, Transfer · VA Mortgage NFM LNDG
Jun 8, 2017	Warranty Deed, Transfer BAY TO BAY TITLE SERVICES, BAY TO BAY TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	2019457151
Deed Book / Page	27051 / 1785
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	0000457151
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	405 E FRANCES AVE, TAMPA, FL 33602-2429
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E FRANCES AVE, TAMPA, FL 33602-2429

Mortgage

Document Number	2021371788
Date	Jul 26, 2021
Instrument	2021371788

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 23, 2019
Property Address	405 E FRANCES AVE, TAMPA, FL 33602-2429
Document Number	0270511785
Book / Page	027051 / 001785
Instrument Date	Oct 18, 2019
Instrument	457151
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ELITE TITLE NTWK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E FRANCES AVE TAMPA FL 33602, TAMPA, FL 33602

Mortgage

Document Number	270511786
Date	Oct 23, 2019
Book Page	027051/001786
Instrument	457152

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 8, 2017
Property Address	405 E FRANCES AVE, TAMPA, FL 33602-2429
Document Number	0250031905
Book / Page	025003 / 001905
Instrument Date	May 31, 2017
Instrument	225402
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	BAY TO BAY TITLE SERVICES, BAY TO BAY TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7120 W COUNTY LINE RD ODESSA FL 335563903, ODESSA, FL 33556-3903

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,910 (+2.7%)	$464,511 (-4.6%) Land $123,003 Building $341,508
2025	$6,050.00 (+10.36%) Homeowner's exemption	$338,763 (+5.99%)	$486,905 (+2.11%) Land $123,003 Building $363,902
2023	$5,482.00 (+2.74%) Homeowner's exemption	$319,627 (+3%)	$476,850 (+10.72%) Land $107,628 Building $369,222
2022	$5,336.00 Homeowner's exemption	$310,317	$430,693 Land $102,502 Building $328,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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