Hillsborough County property record for 409 E Emma St, Tampa, FL 33603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,576 sqft · built 2023 |
| Lot Size | 0.182 acres (7,916 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,014 (2025) |
| Deeds & Mortgages | Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166271-0000 |
| Primary APN | 166271-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 1,078 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,916 sqft (0.182 acres) |
| Lot Dimensions | 140 ft deep x 52.5 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1662710000 |
|---|---|
| Street Address | 409 E EMMA ST |
| City | TAMPA |
| State | FL |
| Zip | 33603-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SH-RS |
| Legal Description | LESLEYS PLAT W 17.5 FT OF LOT 2 AND E 35 FT OF LOT 3 BLOCK 30 TOG WITH THAT PART OF THE N 20 FT OF VACATED LUTHER (SPRUCE) STREET ABUTTING ON THE S |
| Legal Subdivision | LESLEYS PLAT |
| Legal Block | 30 |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 2200 |
409 E Emma St is owned and occupied by an individual who acquired it in June 2023.
Source: Hillsborough County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E EMMA ST, TAMPA, FL 33603-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage IMAGE TITLE COMPANY INC, VINTAGE TITLE COMPANY INC | |
| Apr 25, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2023 |
| Deed Sale | Jun 9, 2023 |
| Prior Sale | Apr 25, 2023 · Amount on File |
| Deed Document Number | 2023251976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 409 E EMMA ST, TAMPA, FL 33603-3712 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | IMAGE TITLE COMPANY INC, VINTAGE TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 25, 2023 |
| Property Address | 409 E EMMA ST, TAMPA, FL 33603-3712 |
| Document Number | 0000175783 |
| Map Reference | MB 1 PG 6 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023175783 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | VINTAGE TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,251.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5703 S MACDILL AVE, TAMPA, FL 33611-4448 |
| Name | Verified Name |
|---|---|
| Address | 405 E EMMA ST, TAMPA, FL 33603-3712 |
| Investor | Possibly a Property Investor |
| Document Number | 0000175784 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023175784 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Number | 0000186074 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023186074 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 409 E Emma St was $12,014 with a homeowner's exemption, down 0.4% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Municipality | Tampa City |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,728 (+3.19%) Land $102,900 Building $556,828 | $659,728 (+3.19%) Land $102,900 Building $556,828 | |
| 2025 | $12,014.00 (-0.43%) Homeowner's exemption | $639,318 Land $102,900 Building $536,418 | $639,318 Land $102,900 Building $536,418 |
| 2024 | $12,066.00 (+1,293.3%) | ||
| 2023 | $866.00 (-73.99%) | $95,550 (-44.6%) Land $95,550 | $95,550 (-44.6%) Land $95,550 |
| 2022 | $3,330.00 | $172,464 Land $172,464 | $172,464 Land $172,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E Emma St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 E Emma St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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