407 E Emma St, Tampa, FL 33603 Property Records

Hillsborough County property record for 407 E Emma St, Tampa, FL 33603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,473 sqft · built 2023
Lot Size	0.182 acres (7,926 sqft)
Owner	2 Individual Names on File
Last Sale	$716,670 (May 2023)
Tax Bill	$11,338 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166271-0005`

Property Details

APN / Parcel Number

Primary APN	`166271-0005`
Alternative APN	`A0129184GT000030000030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,473 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	1,006 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,926 sqft (0.182 acres)
Lot Dimensions	140 ft deep x 52.5 ft wide
Garage Type	Attached
Garage Area	376 sqft
Porch	Open Porch
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1662710005
Street Address	407 E EMMA ST
City	TAMPA
State	FL
Zip	33603-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SH-RS
Legal Description	LESLEYS PLAT W 35 FT OF LOT 3 AND E 17.5 FT OF LOT 4 BLOCK 30 TOG WITH THAT PART OF N 20 FT OF VACATED LUTHER (SPRUCE) STREET ABUTTING ON THE S
Legal Subdivision	LESLEYS PLAT
Legal Block	30
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1043
Census Tract	2200

Owner

407 E Emma St is owned and occupied by two individuals who bought it in May 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 E EMMA ST, TAMPA, FL 33603-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Deed Document Number	2023196990
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 9, 2023
Property Address	407 E EMMA ST, TAMPA, FL 33603-3712
Document Number	0000196990
Map Reference	MB 1 PG 6
Instrument Date	May 5, 2023
Instrument	2023196990
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	IMAGE TITLE COMPANY INC, VINTAGE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,016.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5703 S MACDILL AVE, TAMPA, FL 33611-4448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E EMMA ST, TAMPA, FL 33603-3712
Investor	Possibly a Property Investor

Mortgage

Document Number	0000196991
Date	May 9, 2023
Instrument	2023196991

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Emma St was $11,338 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,928 (+1.1%) Land $102,900 Building $509,028	$611,928 (-1.29%) Land $102,900 Building $509,028
2025	$11,338.00 Homeowner's exemption	$605,257	$619,947 Land $102,900 Building $517,047
2023	$1,834.00	$95,550 Land $95,550	$95,550 Land $95,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 407 E Emma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Emma St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20