Fayette County property record for 409 E Cumberland Rd, Saint Elmo, IL 62458
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,364 sqft · built 1938 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $786 (2024) |
| APN | 01-12-26-102-012 |
| Primary APN | 01-12-26-102-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Street Address | 409 E CUMBERLAND RD |
|---|---|
| City | SAINT ELMO |
| State | IL |
| Zip | 62458-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 26-7N-3E, WPT SPT NW NW (S OF RT 40), BK 2015 PG 32, 01-H-54 |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 26 |
| Jurisdiction | FAYETTE IL |
| Township / Civil Division | AVENA |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 950500 |
Source: Fayette County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 E CUMBERLAND RD, SAINT ELMO, IL 62458-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Fayette County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Fayette County |
| County Subdivision | Avena Township |
| Municipality | St. Elmo City |
| Unified School District | St. Elmo Community Unit School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,888 (+47.8%) Land $1,675 Building $24,213 | $77,664 (+47.8%) Land $5,025 Building $72,639 | |
| 2024 | $786.00 (-14.94%) | ||
| 2022 | $924.00 | $17,516 Land $1,133 Building $16,383 | $52,548 Land $3,399 Building $49,149 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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