Fayette County property record for 406 E Cumberland Rd, Saint Elmo, IL 62458
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,150 sqft |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,154 (2025) |
| APN | 01-12-27-236-004 |
| Primary APN | 01-12-27-236-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,150 sqft Living Area |
| Lot Area | 108,900 sqft (2.5 acres) |
|---|
| Street Address | 406 E CUMBERLAND RD |
|---|---|
| City | SAINT ELMO |
| State | IL |
| Zip | 62458-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 27-7N-3E, SPT EPT NPT NE NE, BK 2206 PG 248, REC#242271 |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 27 |
| Jurisdiction | FAYETTE IL |
| Township / Civil Division | AVENA |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 950500 |
406 E Cumberland Rd is owned and occupied by an individual.
Source: Fayette County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E CUMBERLAND RD, SAINT ELMO, IL 62458-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 406 E Cumberland Rd was $2,154 with a homeowner's exemption, up 9.9% from the year before.
Source: Fayette County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Fayette County |
| County Subdivision | Avena Township |
| Municipality | St. Elmo City |
| Unified School District | St. Elmo Community Unit School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,154.00 (+9.9%) | $35,926 Land $3,278 Building $32,648 | $107,778 Land $9,834 Building $97,944 |
| 2024 | $1,960.00 | ||
| 2022 | $177.00 | $2,215 Land $2,215 | $6,645 Land $6,645 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 406 E Cumberland Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 E Cumberland Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST ELMO serves 1,272 people · EPA ID IL0510250 |
|---|---|
| Water Source | Purchased surface water from FAYETTE WATER COMPANY |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures