Norfolk City property record for 409 E Chester St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,974 sqft · built 1942 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 2020) |
| Tax Bill | $4,441 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Sale & Mortgage + 2 more |
| APN | 29175600 |
| Primary APN | 29175600 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| Attic | Attic |
| Attic Area | 976 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 E CHESTER ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 12 |
| Legal Subdivision | VIRGINIA ESTATES |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 600 |
409 E Chester St is owned and occupied by two individuals who bought it in February 2020.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 E CHESTER ST, NORFOLK, VA 23503-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 26, 2020 | Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Apr 26, 2019 | Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Apr 26, 2019 | Warranty Deed, Transfer LANDMARK TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on File |
| Deed Sale | Feb 26, 2020 · Amount on File |
| Prior Sale | Apr 26, 2019 · Amount on File |
| Deed Document Number | 20204700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 409 E CHESTER ST, NORFOLK, VA 23503-3707 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210021505 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 210021505 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Feb 26, 2020 |
| Property Address | 409 E CHESTER ST, NORFOLK, VA 23503-3707 |
| Document Number | 0200004700 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 200004700 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E CHESTER ST, NORFOLK, VA 23503-3707 |
| Document Number | 0200004701 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 200004701 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 26, 2019 |
| Property Address | 409 E CHESTER ST, NORFOLK, VA 23503-3707 |
| Document Number | 0190007474 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 190007474 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 NAPOLI CT, CHESAPEAKE, VA 23322-6997 |
| Document Number | 0190007475 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 190007475 |
| Name | LENDINGHOME FUNDING CORP |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 26, 2019 |
| Property Address | 409 E CHESTER ST, NORFOLK, VA 23503-3707 |
| Document Number | 190007474 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 190007474 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 NAPOLI CT, CHESAPEAKE, VA 23322-6997 |
The 2026 property tax bill for 409 E Chester St was $4,441, up 4% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,441.00 (+3.98%) | $355,300 (+2.3%) Land $86,500 Building $268,800 | $355,300 (+2.3%) Land $86,500 Building $268,800 |
| 2025 | $4,271.00 | $347,300 Land $78,500 Building $268,800 | $347,300 Land $78,500 Building $268,800 |
| 2023 | $4,072.00 | $325,800 Land $78,500 Building $247,300 | $325,800 Land $78,500 Building $247,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 409 E Chester St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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