Norfolk City property record for 406 E Chester St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1943 |
| Lot Size | 0.169 acres (7,357 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jun 2021) |
| Tax Bill | $3,261 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2019 Sale & Mortgage |
| APN | 30623750 |
| Primary APN | 30623750 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,196 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,357 sqft (0.169 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 406 E CHESTER ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 4 VA ESTATES |
| Legal Subdivision | VIRGINIA ESTATES |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 600 |
406 E Chester St is owned and occupied by an individual who bought it in June 2021.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E CHESTER ST, NORFOLK, VA 23503-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Feb 8, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Feb 8, 2019 · Amount on File |
| Deed Document Number | 202119563 |
| Prior Transfer Date | Dec 19, 2005 |
| Prior Transfer Doc | 0000017464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jun 24, 2021 |
| Property Address | 406 E CHESTER ST, NORFOLK, VA 23503-3708 |
| Document Number | 210019563 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 210019563 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E CHESTER ST, NORFOLK, VA 23503-3708 |
| Document Number | 210019564 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 210019564 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Feb 8, 2019 |
| Property Address | 406 E CHESTER ST, NORFOLK, VA 23503-3708 |
| Document Number | 190002278 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 190002278 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E CHESTER ST, NORFOLK, VA 23503-3708 |
| Document Number | 190002279 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 190002279 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 406 E Chester St was $3,261, up 4.5% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,261.00 (+4.45%) | $260,900 (+2.76%) Land $77,000 Building $183,900 | $260,900 (+2.76%) Land $77,000 Building $183,900 |
| 2025 | $3,122.00 | $253,900 Land $70,000 Building $183,900 | $253,900 Land $70,000 Building $183,900 |
| 2023 | $3,026.00 | $242,100 Land $70,000 Building $172,100 | $242,100 Land $70,000 Building $172,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 406 E Chester St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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