409 E Center St, Sandwich, IL 60548 Property Records

DeKalb County property record for 409 E Center St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.106 acres (4,598 sqft)
Owner	Individual Name on File
Tax Bill	$1,923 (2024)
Deeds & Mortgages	Apr 2019 Transfer Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-25-387-002`

Property Details

APN / Parcel Number

Primary APN	`19-25-387-002`

Exterior

Lot Area	4,598 sqft (0.106 acres)

Location & Zoning

Account Number	1925387002
Street Address	409 E CENTER ST
City	SANDWICH
State	IL
Zip	60548-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 2 & ALL OF ALLEY E OF & ADJ TO - BLOCK 17
Legal Subdivision	FULLERS ADDITION
Legal Block	17
Legal Lot Number	2
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3038
Census Tract	2000

Owner

409 E Center St is owned by an individual who acquired it in April 2019.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	711 E RAILROAD ST, SANDWICH, IL 60548-2249
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CU
Aug 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2019
Transfer Doc	0000002800
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 16, 2019
Property Address	409 E CENTER ST, SANDWICH, IL 60548-1736
Document Number	0000002800
Instrument Date	Apr 10, 2019
Instrument	2800
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	409 E CENTER ST SANDWICH IL 605481736, SANDWICH, IL 60548-1736

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	409 E CENTER ST, SANDWICH, IL 60548-1736
Document Number	0000010123
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CENTER ST SANDWICH IL 605481736, SANDWICH, IL 60548-1736

Mortgage

Document Number	0000010123
Date	Oct 13, 2017
Instrument	10123

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 31, 2017
Property Address	409 E CENTER ST, SANDWICH, IL 60548-1736
Document Number	0000008569
Instrument Date	Aug 2, 2017
Instrument	8569
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CENTER ST SANDWICH IL 605481736, SANDWICH, IL 60548-1736

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,469 Land $11,079 Building $16,390	$82,407 Land $33,237 Building $49,170
2024	$1,923.00
2023		$22,469 Land $9,062 Building $13,407	$67,407 Land $27,186 Building $40,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Rise Broadband, Watch TV.

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