307 E Center St, Sandwich, IL 60548 Property Records

DeKalb County property record for 307 E Center St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,120 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Dec 2022)
Tax Bill	$4,872 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-25-363-006`

Property Details

APN / Parcel Number

Primary APN	`19-25-363-006`

Exterior

Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	161 ft deep x 38 ft wide

Location & Zoning

Account Number	1925363006
Street Address	307 E CENTER ST
City	SANDWICH
State	IL
Zip	60548-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 (EX W 16.5FT), LOT 3 (EX E 5FT N 1/2), S 1/2 LOT 4 & ADJ VAC ALLEY - BLK 16 - FULLERS ADDITION
Legal Subdivision	FULLERS ADDITION
Legal Block	16
Legal Lot Number	2,3,4
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3037
Census Tract	2000

Owner

307 E Center St is owned by two individuals who bought it in December 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 ELM ST, EARLVILLE, IL 60518-8226
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 10, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 8, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Jul 8, 2022 · Amount on File
Deed Document Number	202211640
Prior Transfer Date	May 31, 2012
Prior Transfer Doc	0000007208
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	307 E CENTER ST, SANDWICH, IL 60548-1627
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E CENTER ST, SANDWICH, IL 60548-1627

Mortgage

Document Number	0000002316
Date	Mar 24, 2026
Instrument	2026002316

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2066

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	307 E CENTER ST, SANDWICH, IL 60548-1627
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E CENTER ST, SANDWICH, IL 60548-1627

Mortgage

Document Number	0000002338
Date	Apr 10, 2024
Instrument	2024002338

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	345 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 13, 2022
Property Address	307 E CENTER ST, SANDWICH, IL 60548-1627
Document Number	0000011640
Instrument Date	Dec 1, 2022
Instrument	2022011640
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 E CENTER ST, SANDWICH, IL 60548-1627

Mortgage

Document Number	0000011641
Date	Dec 13, 2022
Instrument	2022011641

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 8, 2022
Property Address	307 E CENTER ST, SANDWICH, IL 60548-1627
Document Number	0000006506
Instrument Date	Jun 9, 2022
Instrument	2022006506
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 PRAIRIE CROSSING DR, MONTGMRY, IL 60538-4057

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,904 Land $20,400 Building $49,504	$209,712 Land $61,200 Building $148,512
2024	$4,872.00
2023		$57,181 Land $16,687 Building $40,494	$171,543 Land $50,061 Building $121,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 307 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Rise Broadband, Watch TV.

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