409 E 65th Ter, Kansas City, MO 64131 Property Records

Jackson County property record for 409 E 65th Ter, Kansas City, MO 64131

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,884 sqft · built 1948
Lot Size0.15 acres (6,541 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (May 2025)
Tax Bill$5,248 (2025)
Deeds & MortgagesMay 2025 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN47-240-20-09

Property Details

APN / Parcel Number

Primary APN47-240-20-09
Alternative APNs
  • 47-240-20-09-00-0-00-000
  • 47240200900000001
  • 946870

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,884 sqft Living Area
1st Floor Area624 sqft
Basement Area684 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,541 sqft (0.15 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage TypeAttached
Garage Area240 sqft

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck Area95 sqft
Patio Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number946870
Street Address409 E 65TH TER
CityKANSAS CITY
StateMO
Zip64131-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARMOUR HILLS GARDENS E 50 LOT 3 BLK 3 & W 5 LOT 4 BLK 3
Legal SubdivisionARMOUR HILLS GARDENS
Legal Block3
Legal Lot Number3,4
JurisdictionJACKSON MO
Township / Civil DivisionKAW
Census Block Group2
Census Block2013
Census Tract8600

Owner

409 E 65th Ter is owned and occupied by two individuals who bought it in May 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address409 E 65TH TER, KANSAS CITY, MO 64131-1136
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 30, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Aug 18, 2021Warranty Deed, Transfer
PLATINUM TITLE LLC
Mar 20, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2025 · Amount on File
Deed SaleMay 30, 2025 · Amount on File
Prior SaleAug 18, 2021
Deed Document Number202537072
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateMay 30, 2025
Property Address409 E 65TH TER, KANSAS CITY, MO 64131-1136
Document Number00E0037072
Instrument DateMay 19, 2025
Instrument2025E0037072
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanySECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 65TH TER, KANSAS CITY, MO 64131-1136

Mortgage

Document Number00E0037073
DateMay 30, 2025
Instrument2025E0037073
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address409 E 65TH TER, KANSAS CITY, MO 64131-1136
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 65TH TER, KANSAS CITY, MO 64131-1136

Mortgage

Document Number00E0093956
DateAug 25, 2021
Instrument2021E0093956
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateAug 18, 2021
Property Address409 E 65TH TER, KANSAS CITY, MO 64131-1136
Document Number00E0090958
Instrument DateAug 13, 2021
Instrument2021E0090958
Transaction TypeTransfer
Record UpdatedAug 4, 2022
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 65TH TER, KANSAS CITY, MO 64131-1136

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address409 E 65TH TER, KANSAS CITY, MO 64131-1136
Document Number0000E20292
Instrument DateMar 20, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 E 65TH TER KANSAS CITY MO 641311136, KANSAS CITY, MO 64131-1136

Mortgage

Document Number0000E20292
DateMar 25, 2019
Instrument20292E
Lender
NameFIRST NAT'L BK/OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 E 65th Ter was $5,248, up 7.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityKansas City
Unified School DistrictKansas City 33 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,568 (-) Land $9,301 Building $53,267$329,300 (-)
2025$5,248.00 (+7.36%)$62,568 Land $9,301 Building $53,267$329,300
2024$4,888.00 (+0.95%)
2023$4,842.00$61,940 Land $7,298 Building $54,642$326,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 E 65th Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1978–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 E 65th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKANSAS CITY PWS
serves 553,295 people · EPA ID MO1010415
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Mar 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 837 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Everfast Fiber
Fiber · Cable
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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