405 E 65th Ter, Kansas City, MO 64131 Property Records

Jackson County property record for 405 E 65th Ter, Kansas City, MO 64131

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,968 sqft · built 1946
Lot Size0.168 acres (7,325 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Apr 2025)
Tax Bill$6,217 (2025)
Deeds & MortgagesOct 2022 Sale
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN47-240-20-10

Property Details

APN / Parcel Number

Primary APN47-240-20-10
Alternative APNs
  • 47-240-20-10-00-0-00-000
  • 47240201000000001
  • 946871

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,968 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialBrick/Stone
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,325 sqft (0.168 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area32 sqft
Deck AreaDeck Area
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number946871
Street Address405 E 65TH TER
CityKANSAS CITY
StateMO
Zip64131-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARMOUR HILLS GARDENS LOT 2 & W 5 OF LOT 3
Legal SubdivisionARMOUR HILLS GARDENS
Legal Block2
Legal Lot Number2,3
JurisdictionJACKSON MO
Township / Civil DivisionKAW
Census Block Group2
Census Block2013
Census Tract8600

Owner

405 E 65th Ter is owned and occupied by two individuals who bought it in April 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address405 E 65TH TER, KANSAS CITY, MO 64131-1136
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Beneficiary Deed, Transfer
Jul 21, 2020Deed of Trust, Mortgage
UNION HM MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2025 · Amount on File
Deed SaleApr 8, 2025 · Amount on File
Prior SaleJun 17, 2016
Deed Document Number202523230
Prior Transfer DateOct 12, 2022
Prior Transfer Doc00E0094040
Record UpdatedOct 29, 2026

October 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionJACKSON MO
Recording DateOct 12, 2022
Property Address405 E 65TH TER, KANSAS CITY, MO 64131-1136
Document Number00E0094040
Instrument DateOct 12, 2022
Instrument2022E0094040
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address405 E 65TH TER, KANSAS CITY, MO 64131-1136

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address405 E 65TH TER, KANSAS CITY, MO 64131-1136
Document Number0000E65695
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address405 E 65TH TER KANSAS CITY MO 641311136, KANSAS CITY, MO 64131-1136

Mortgage

Document Number0000E65695
DateJul 29, 2020
Instrument65695E
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
AmountAmount on Record
Term360 Months
DueJul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 E 65th Ter was $6,217, up 5.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityKansas City
Unified School DistrictKansas City 33 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,125 (-) Land $9,565 Building $64,560$390,130 (-)
2025$6,217.00 (+5.77%)$74,125 Land $9,565 Building $64,560$390,130
2024$5,878.00 (+0.96%)
2023$5,822.00 (+26.29%)$74,480 (+32.88%) Land $7,885 Building $66,595$392,000
2022$4,610.00$56,051 Land $11,486 Building $44,565
2021$295,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 E 65th Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1978–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 E 65th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKANSAS CITY PWS
serves 553,295 people · EPA ID MO1010415
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Mar 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 837 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Everfast Fiber
Fiber · Cable
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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