Whiteside County property record for 409 E 5th St, Rock Falls, IL 61071 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 8,712 sqft (0.2 acres) |
| Last Sale | $80,500 (2026) |
| Tax Bill | $2,542.00 (2025) |
| Primary APN | 1127305009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Depth X Width | 142 ft x 60 ft Depth x Width |
| Account Number | 123048 |
|---|---|
| Street Address | 409 E 5TH ST |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-1706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AREYS ADDITION LOT 9 BLK 3 138800X |
| Legal Subdivision | AREYS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | COLOMA |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 1500 |
Source: Whiteside County records · APN 1127305009
Assessment roll updated May 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1511 E 25TH ST, 54, STERLING, IL 61081-1483 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK AND TRUST COMPANY |
| Nov 13, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Nov 13, 2025 · Amount on Record |
| Deed Doc Number | 20262090 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Apr 30, 2026 |
| Property Address | 409 E 5TH ST, ROCK FALLS, IL 61071-1706 |
| Document Number | 0000002090 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20262090 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN DATA CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,195.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000002091, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20262091 |
| Name | VALLEY BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Nov 13, 2025 |
| Property Address | 409 E 5TH ST, ROCK FALLS, IL 61071-1706 |
| Document Number | 0000005797 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 2025-05797 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Coloma Township |
| Municipality | Rock Falls City |
| Elementary School District | Rock Falls Elementary School District 13 (PK - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 (+8.96%) | $23,146 (+8.8%) Land $5,717 Building $17,429 | |
| 2024 | $2,333.00 | $21,274 Land $5,255 Building $16,019 | $69,438 (+8.8%) Land $17,151 Building $52,287 |
| 2023 | $63,822 Land $15,765 Building $48,057 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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