406 E 5th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 406 E 5th St, Rock Falls, IL 61071 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (May 2004)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1127308010`

Property Details

APN / Parcel Number

Primary APN	`1127308010`
Alternative APN	`39014`

Exterior

Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Location & Zoning

Account Number	39014
Street Address	406 E 5TH ST
City	ROCK FALLS
State	IL
Zip	61071-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAIN BROS SUB W 30 OF N 1/2 LOT 2 & E 10 OF N 1/2 LOT 3 BLK 20 179800X
Legal Subdivision	CHAMBERLAIN BROS SUBDIVISION
Legal Block	20
Legal Lot Number	2-3
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2012
Census Tract	1500

Owner

Source: Whiteside County records · APN 1127308010

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E 5TH ST, ROCK FALLS, IL 61071-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2004 · Amount on Record
Deed Sale	May 10, 2004 · Amount on Record
Deed Book / Page	4443 / 4
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	406 E 5TH ST, ROCK FALLS, IL 61071-1707
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005148
Date	Oct 19, 2023
Instrument	2023-05148

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 01, 2063

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00	$20,406 Land $4,073 Building $16,333
2024			$61,218 Land $12,219 Building $48,999

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950015002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.