409 E 3rd St, Saint Ansgar, IA 50472 Property Records

Mitchell County property record for 409 E 3rd St, Saint Ansgar, IA 50472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1969
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Mar 2019)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0524258004`

Property Details

APN / Parcel Number

Primary APN	`0524258004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Basement Area	1,480 sqft
Finished Basement	600 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	409 E 3RD ST
City	SAINT ANSGAR
State	IA
Zip	50472-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOTS 7 & 8 BLK 86
Legal Block	86
Legal Lot Number	7,8
Jurisdiction	MITCHELL IA
Township / Civil Division	ST. ANSGAR
Census Block Group	3
Census Block	3017
Census Tract	560200

Owner

Source: Mitchell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Executor's Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2019284
Deed Book / Page	2019 / 284
Record Updated	Sep 20, 2026

March 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MITCHELL IA
Recording Date	Mar 1, 2019
Property Address	409 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Document Number	2019/284
Book / Page	2019 / 284
Instrument Date	Feb 27, 2019
Instrument	284
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E 3RD ST, SAINT ANSGAR, IA 50472-9691

Mortgage

Document Number	002019/285
Date	Mar 1, 2019
Book Page	2019/285
Instrument	285

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Dec 18, 2017
Property Address	409 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Document Number	2017/2190
Book / Page	2017 / 2190
Instrument Date	Dec 7, 2017
Instrument	2017 2190
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2191
Date	Dec 18, 2017
Book Page	2017/2191
Instrument	2017 2191

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	St. Ansgar City
Unified School District	St. Ansgar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00	$191,100 (+7.27%) Land $9,600 Building $181,500	$191,100 (+7.27%) Land $9,600 Building $181,500
2024	$2,680.00 (+10.74%)
2023		$178,150 (+35.53%) Land $9,600 Building $168,550	$178,150 (+35.53%) Land $9,600 Building $168,550
2022	$2,420.00	$131,450 Land $9,600 Building $121,850
2021			$131,450 Land $9,600 Building $121,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST ANSGAR WATER SUPPLY serves 1,161 people · EPA ID IA6673016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

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