403 E 3rd St, Saint Ansgar, IA 50472 Property Records

Mitchell County property record for 403 E 3rd St, Saint Ansgar, IA 50472

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,974 sqft · built 1900
Lot Size	0.364 acres (15,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0524258003`

Property Details

APN / Parcel Number

Primary APN	`0524258003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	384 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,840 sqft (0.364 acres)
Lot Dimensions	132 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 E 3RD ST
City	SAINT ANSGAR
State	IA
Zip	50472-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2 BLK 86
Legal Subdivision	ST ANSGAR
Legal Block	86
Legal Lot Number	1,2
Jurisdiction	MITCHELL IA
Township / Civil Division	ST. ANSGAR
Census Block Group	3
Census Block	3017
Census Tract	560200

Owner

Source: Mitchell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Sep 22, 2017	Deed of Trust, Mortgage · Construction Mortgage ST ANSGAR STATE BANK
Sep 17, 2018	Deed of Trust, Mortgage SAINT ANSGAR STATE BK
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Sep 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	403 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2153
Date	Nov 18, 2022
Book Page	2022/2153
Instrument	2022 2153

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	403 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1694
Date	Sep 22, 2017
Book Page	2017/1694
Instrument	2017 1694

Lender

Name	ST ANSGAR STATE BANK
Type	Bank
Address	SAINT ANSGAR, IA 50472

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2018

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	403 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002051
Date	Sep 17, 2018
Book Page	0000002018/0000002051

Lender

Name	SAINT ANSGAR STATE BK

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	403 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/184
Date	Jan 28, 2022
Book Page	2022/184
Instrument	2022 184

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Sep 13, 2017
Property Address	403 E 3RD ST, SAINT ANSGAR, IA 50472-9691
Document Number	02017/1608
Book / Page	2017 / 1608
Instrument Date	Sep 8, 2017
Instrument	2017 1608
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 S CHURCH ST, SAINT ANSGAR, IA 50472-9581

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	St. Ansgar City
Unified School District	St. Ansgar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00	$233,580 (+23.29%) Land $16,200 Building $217,380	$233,580 (+6.63%) Land $16,200 Building $217,380
2024	$3,296.00 (+37.33%)
2023		$189,460 (+45.3%) Land $16,200 Building $173,260	$219,050 (+30.87%)
2022	$2,400.00	$130,390 Land $16,200 Building $114,190
2021			$167,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST ANSGAR WATER SUPPLY serves 1,161 people · EPA ID IA6673016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

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