409 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 409 E 3rd St, Mishawaka, IN 46544 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,608 sqft · built 1916
Lot Size0.095 acres (4,180 sqft)
Owner2 Individual Names on File
Tax Bill$1,498 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN71-09-15-155-007.000-023

Property Details

APN / Parcel Number

Primary APN71-09-15-155-007.000-023
Alternative APN
  • 01610250999

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,608 sqft Living Area
Basement Area768 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1950
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area4,180 sqft (0.095 acres)
Lot Dimensions110 ft deep x 38 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number01610250999
Street Address409 E 3RD ST
CityMISHAWAKA
StateIN
Zip46544-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17' W SIDE 110 1/2' N END LOT 44 & 21' E SIDE 110 1/2'N END LOT 43 EX 2.5'X 46'SW COR BARBEES SUB
Legal SubdivisionBARBEES SUB
Legal Lot Number44,43
JurisdictionST JOSEPH IN
Township / Civil DivisionPENN
Census Block Group1
Census Block1031
Census Tract10202

Owner

Source: St. Joseph County records · APN 71-09-15-155-007.000-023

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 E 3RD ST, MISHAWAKA, IN 46544-2244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 1990
Deed SaleSep 10, 1990
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Recording DateJul 28, 2026
Property Address409 E 3RD ST, MISHAWAKA, IN 46544-2244
Document Number0000019797
Instrument DateJul 21, 2026
Instrument202619797
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 3RD ST, MISHAWAKA, IN 46544-2244

Mortgage

Document Number0000019797,
DateJul 28, 2026
Instrument202619797
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionPenn Township
MunicipalityMishawaka City
Unified School DistrictMishawaka School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$120,100 (-4.98%) Land $18,900 Building $101,200$120,100 (-4.98%) Land $18,900 Building $101,200
2024$1,498.00 (+3.74%)
2023$1,444.00 (-1.3%)$126,400 (-) Land $18,900 Building $107,500$126,400 (-) Land $18,900 Building $107,500
2022$1,463.00 Homeowner's exemption$126,400 Land $18,900 Building $107,500$126,400 Land $18,900 Building $107,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181410102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Mercury Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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