318 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 318 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,596 sqft · built 1931
Lot Size	0.305 acres (13,300 sqft)
Owner	Individual Name on Record
Tax Bill	$3,643 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-282-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-282-006.000-023`
Alternative APN	`0161012050401`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,596 sqft Living Area
Basement Area	1,390 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	Raised
Roof Material	Slate
Lot Area	13,300 sqft (0.305 acres)
Lot Dimensions	100 ft deep x 133 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	0161012050401
Street Address	318 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100 FT LOT E & S 100 FT E 1/2 LOT 2 ON 3RD ST ST JOSEPH IRON WORKS
Legal Subdivision	VILLAGE/ST JOSEPH
Legal Lot Number	E,2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1027
Census Tract	10202

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	318 E 3RD ST, MISHAWAKA, IN 46544-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Oct 16, 2017	Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Oct 16, 2017	Deed, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020
Deed Sale	Oct 23, 2020
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	0002032850
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 23, 2020
Property Address	318 E 3RD ST, MISHAWAKA, IN 46544-2026
Document Number	0002032850
Instrument Date	Oct 9, 2020
Instrument	2032850
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E 3RD ST, MISHAWAKA, IN 46544-2026

Mortgage

Document Number	0002032851
Date	Oct 23, 2020
Instrument	2032851

Lender

Name	NOTRE DAME FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 16, 2017
Property Address	318 E 3RD ST, MISHAWAKA, IN 46544-2026
Document Number	0001728119
Instrument Date	Sep 28, 2017
Instrument	1728119
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E 3RD ST, MISHAWAKA, IN 46544-2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 16, 2017
Property Address	318 E 3RD ST, MISHAWAKA, IN 46544-2026
Document Number	0001728120
Instrument Date	Sep 28, 2017
Instrument	1728120
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 WOODMONT DR, SOUTH BEND, IN 46614-1645
Investor	Possibly a Property Investor

Mortgage

Document Number	0001727044
Date	Oct 4, 2017
Instrument	1727044

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,700 (+5.14%) Land $104,700 Building $331,000	$435,700 (+5.14%) Land $104,700 Building $331,000
2024	$3,643.00 (-0.08%)
2023	$3,646.00 (-62.51%)	$414,400 (-0.05%) Land $104,700 Building $309,700	$414,400 (-0.05%) Land $104,700 Building $309,700
2022	$9,724.00	$414,600 Land $104,700 Building $309,900	$414,600 Land $104,700 Building $309,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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