409 E 22nd St, Kearney, MO 64060 Property Records

Clay County property record for 409 E 22nd St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 2000
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,539 (Jul 2023)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-305-00-05-004.00`

Property Details

APN / Parcel Number

Primary APN	`11-305-00-05-004.00`
Alternative APNs	`1130500050040001` `247092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	1,268 sqft
Basement Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	409 E 22ND ST
City	KEARNEY
State	MO
Zip	64060-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION RIDGE 1ST PLAT LT 50
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	MISSION RIDGE 1ST
Legal Lot Number	50
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1035
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3729 N PROSPECT ST, KANSAS CITY, MO 64117-2482
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 25, 2023	Warranty Deed, Transfer STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI
Feb 1, 2021	Quit Claim Deed, Transfer · FHA Mortgage MEGASTAR FINANCIAL CORP
Feb 13, 2019	Personal Representative Deed, Transfer · FHA Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202317798
Deed Book / Page	9599 / 67
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	409 E 22ND ST, KEARNEY, MO 64060-7308
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, EVERHOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 N PROSPECT AVE, KANSAS CITY, MO 64128-2459

Mortgage

Document Number	0000017927
Date	Jul 26, 2023
Book Page	9600/23
Instrument	2023017927

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 25, 2023
Property Address	409 E 22ND ST, KEARNEY, MO 64060-7308
Document Number	0000017798
Book / Page	9599 / 67
Instrument Date	Jul 25, 2023
Instrument	2023017798
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 N PROSPECT ST, KANSAS CITY, MO 64117-2482

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Feb 1, 2021
Property Address	409 E 22ND ST, KEARNEY, MO 64060-7308
Document Number	0000004446
Book / Page	8948 / 49
Instrument Date	Jan 26, 2021
Instrument	2021004446
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E 22ND ST, KEARNEY, MO 64060-7308

Mortgage

Document Number	0000004447
Date	Feb 1, 2021
Instrument	2021004447

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

February 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLAY MO
Recording Date	Feb 13, 2019
Property Address	409 E 22ND ST, KEARNEY, MO 64060-7308
Document Number	0000003324
Book / Page	8362 / 002
Instrument Date	Feb 5, 2019
Instrument	2019003324
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 E 22ND ST, KEARNEY, MO 64060-7308

Mortgage

Document Number	0000003325
Date	Feb 13, 2019
Instrument	2019003325

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+24.33%)	$47,010 (+29.75%)	$247,421 (+29.75%)
2023	$2,474.00 (+10.55%)	$36,230 (+14.33%)	$190,684 (+14.33%)
2022	$2,238.00 (+0.99%)	$31,690
2021			$166,789
2019	$2,216.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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