401 E 22nd St, Kearney, MO 64060 Property Records

Clay County property record for 401 E 22nd St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,500 (Jul 2018)
Tax Bill	$2,520 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-305-00-05-008.00`

Property Details

APN / Parcel Number

Primary APN	`11-305-00-05-008.00`
Alternative APNs	`1130500050080001` `301057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	120 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	401 E 22ND ST
City	KEARNEY
State	MO
Zip	64060-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION RIDGE 2ND PLAT LT 118
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	MISSION RIDGE 2ND
Legal Lot Number	118
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1035
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 E 22ND ST, KEARNEY, MO 64060-7308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage MAINSTREET CU
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED FIDELITY FUNDING CORP
Feb 3, 2020	Loan Modification, Mortgage PENNYMAC
Jul 25, 2018	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Nov 21, 2003 · Amount on Record
Deed Document Number	201823994
Deed Book / Page	8245 / 156
Prior Transfer Date	Dec 8, 2006
Prior Transfer Doc	0000054702
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	401 E 22ND ST, KEARNEY, MO 64060-7308
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 22ND ST, KEARNEY, MO 64060-7308

Mortgage

Document Number	0000001217
Date	Jan 18, 2023
Book Page	9506/138
Instrument	2023001217

Lender

Name	MAINSTREET CU
Type	Credit Union
Address	LENEXA, KS 66215

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	401 E 22ND ST, KEARNEY, MO 64060-7308
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048658
Date	Nov 10, 2021
Book Page	9229/4
Instrument	2021048658

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MO
Property Address	401 E 22ND ST, KEARNEY, MO 64060-7308
Document Number	0000007215
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 22ND ST KEARNEY MO 640607308, KEARNEY, MO 64060-7308

Mortgage

Document Number	0000007215
Date	Mar 9, 2020
Book Page	008622/000047
Instrument	7215

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded

Interest

Rate	4%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 25, 2018
Property Address	401 E 22ND ST, KEARNEY, MO 64060-7308
Document Number	0000023994
Book / Page	8245 / 156
Instrument Date	Jul 24, 2018
Instrument	2018023994
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 22ND ST, KEARNEY, MO 64060-7308

Mortgage

Document Number	0000023995
Date	Jul 25, 2018
Instrument	2018023995

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,260 (+14.9%)	$222,421 (+14.9%)
2024	$2,520.00 (+0.36%)
2023	$2,511.00 (+9.94%)	$36,780	$193,578
2019	$2,284.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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