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409 E 16th St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 409 E 16th St, Charlotte, NC 28206

Property Summary

Property TypeTownhouse
Details3 bd · 4 ba · 1,908 sqft · built 2019
Lot Size0.017 acres (771 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Aug 2022)
Tax Bill$5,245 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN081-077-40

Property Details

APN / Parcel Number

Primary APN081-077-40

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area1,908 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area771 sqft (0.017 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number081-077-40
Street Address409 E 16TH ST
CityCHARLOTTE
StateNC
Zip28206-3401
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTOD-R(O)
Legal DescriptionLB BLDG 6 M65-528
Legal SubdivisionPARKWOOD SQUARE SUB BLDG 6
Legal Lot NumberB
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2010
Census Tract700

Owner

Source: Mecklenburg County records · APN 081-077-40

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address409 E 16TH ST, CHARLOTTE, NC 28206-3401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Dec 30, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Aug 14, 2019Grant Deed, Transfer
ATTORNEY ONLY
Jul 02, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleDec 30, 2019 · Amount on Record
Deed Document Number0037599276
Deed Book / Page37599 / 276
Record UpdatedJun 07, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 25, 2022
Property Address409 E 16TH ST, CHARLOTTE, NC 28206-3401
Document Number0000122522
Book / Page37599 / 276
Map ReferenceMB 65 PG 528
Instrument DateAug 23, 2022
Instrument2022122522
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7728 BARNSTABLE PL, DERWOOD, MD 20855-2577

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 16TH ST, CHARLOTTE, NC 28206-3401

Mortgage

Document Number0000122523
DateAug 25, 2022
Instrument2022122523
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateDec 30, 2019
Property Address409 E 16TH ST, CHARLOTTE, NC 28206-3401
Document Number0000178025
Book / Page034165 / 000814
Instrument DateDec 17, 2019
Instrument178025
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$812.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 16TH ST CHARLOTTE NC 282063401, CHARLOTTE, NC 28206-3401

Mortgage

Document Number178026
DateDec 30, 2019
Book Page034165/000816
Instrument178026
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateAug 14, 2019
Property Address409 E 16TH ST, CHARLOTTE, NC 28206-3401
Document Number0000105323
Book / Page033757 / 000555
Instrument DateAug 14, 2019
Instrument105323
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10710 SIKES PL #250 CHARLOTTE NC 282778182, 250, CHARLOTTE, NC 28277-8182
InvestorPossibly a Property Investor

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJul 02, 2019
Property Address409 E 16TH ST, CHARLOTTE, NC 28206-3401
Document Number0000083474
Book / Page033641 / 000492
Instrument DateJul 01, 2019
Instrument83474
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyNVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG

Transaction

AmountAmount Recorded
Tax$3,976.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10710 SIKES PL #200 CHARLOTTE NC 282778191, 200, CHARLOTTE, NC 28277-8191
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190007002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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