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405 E 16th St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 405 E 16th St, Charlotte, NC 28206

Property Summary

Property TypeTownhouse
Details3 bd · 4 ba · 1,940 sqft · built 2019
Lot Size0.023 acres (1,041 sqft)
OwnerIndividual Name on File
Last Sale$428,000 (Dec 2019)
Tax Bill$5,294 (2023)
Deeds & MortgagesJan 2021 Mortgage
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN081-077-39

Property Details

APN / Parcel Number

Primary APN081-077-39

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area1,940 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,041 sqft (0.023 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number081-077-39
Street Address405 E 16TH ST
CityCHARLOTTE
StateNC
Zip28206-3401
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTOD-R(O)
Legal DescriptionLA BLDG 6 M65-528
Legal SubdivisionPARKWOOD SQUARE SUB BLDG 6
Legal Lot NumberA
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2010
Census Tract700

Owner

Source: Mecklenburg County records · APN 081-077-39

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address405 E 16TH ST, CHARLOTTE, NC 28206-3401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 30, 2019Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Aug 14, 2019Grant Deed, Transfer
ATTORNEY ONLY
Jul 02, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Prior SaleAug 14, 2019
Deed Document Number0034167509
Deed Book / Page34167 / 509
Record UpdatedJun 07, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address405 E 16TH ST, CHARLOTTE, NC 28206-3401
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003965
DateJan 08, 2021
Book Page35527/324
Instrument2021003965
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 30, 2019
Property Address405 E 16TH ST, CHARLOTTE, NC 28206-3401
Document Number0000178272
Book / Page34167 / 509
Map ReferenceMB 65 PG 528
Instrument DateDec 17, 2019
Instrument2019178272
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$856.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9920 KINCEY AVE STE 190, 9920, HUNTERSVILLE, NC 28078-2428

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 E 16TH ST, CHARLOTTE, NC 28206-3401
InvestorPossibly a Property Investor

Mortgage

Document Number0000178273
DateDec 30, 2019
Instrument2019178273
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateAug 14, 2019
Property Address405 E 16TH ST, CHARLOTTE, NC 28206-3401
Document Number0000105323
Book / Page033757 / 000555
Instrument DateAug 14, 2019
Instrument105323
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10710 SIKES PL #250 CHARLOTTE NC 282778182, 250, CHARLOTTE, NC 28277-8182
InvestorPossibly a Property Investor

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJul 02, 2019
Property Address405 E 16TH ST, CHARLOTTE, NC 28206-3401
Document Number0000083474
Book / Page033641 / 000492
Instrument DateJul 01, 2019
Instrument83474
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyNVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG

Transaction

AmountAmount Recorded
Tax$3,976.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10710 SIKES PL #200 CHARLOTTE NC 282778191, 200, CHARLOTTE, NC 28277-8191
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190007002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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