Union County property record for 409 Durant St, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1950 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Dec 2023) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-195-087 |
| Primary APN | 09-195-087 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| Gross Area | 1,126 sqft |
| 1st Floor Area | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,581 sqft (0.197 acres) |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 DURANT ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-4909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | P/53, #54 & #55 DAVIS PB03 PG27 |
| Legal Subdivision | HARRY DAVIS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20602 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1612 MACKENZIE LN, MONROE, NC 28110-9111 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UWHARRIE BANK |
| Dec 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK |
| Mar 23, 2023 | Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Sep 23, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on Record |
| Deed Sale | Dec 29, 2023 · Amount on Record |
| Prior Sale | Mar 23, 2023 · Amount on Record |
| Deed Document Number | 202330885 |
| Deed Book / Page | 8833 / 887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 409 DURANT ST, MONROE, NC 28112-4909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 409 DURANT ST, MONROE, NC 28112-4909 |
| Document Number | 0008833913 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 8833/913 |
| Instrument | 30888 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 29, 2023 |
| Property Address | 409 DURANT ST, MONROE, NC 28112-4909 |
| Document Number | 0008833887 |
| Book / Page | 8833 / 887 |
| Map Reference | MB 3 PG 27 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 30885 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1612 MACKENZIE LN, MONROE, NC 28110-9111 |
| Document Number | 0008833890 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 8833/890 |
| Instrument | 30886 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 23, 2023 |
| Property Address | 409 DURANT ST, MONROE, NC 28112-4909 |
| Document Number | 0008676614 |
| Book / Page | 8676 / 614 |
| Map Reference | MB 3 PG 27 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 6631 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8613 MORGAN MILL RD, MONROE, NC 28110-9053 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7094, HICKSVILLE, NY 11802-7094 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 409 DURANT ST, MONROE, NC 28112-4909 |
| Document Number | 0008577455 |
| Book / Page | 8577 / 455 |
| Map Reference | MB 3 PG 27 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 33354 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8613 MORGAN MILL RD, 8613, MONROE, NC 28110-9053 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8613 MORGAN MILL RD, MONROE, NC 28110-9053 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,300 (-) Land $30,800 Building $164,500 | $195,300 (-) Land $30,800 Building $164,500 | |
| 2025 | $1,707.00 (+96.43%) | $195,300 (+145.04%) Land $30,800 Building $164,500 | $195,300 (+145.04%) Land $30,800 Building $164,500 |
| 2023 | $869.00 | $79,700 Land $17,000 Building $62,700 | $79,700 Land $17,000 Building $62,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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