Union County property record for 400 Durant St, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,075 sqft · built 1988 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Jul 2021) |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-192-095B |
| Primary APN | 09-192-095B |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,280 sqft (0.236 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 400 DURANT ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-4908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | 8187-850 |
| Legal Subdivision | HARRY DAVIS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20602 |
400 Durant St, a rural home, is owned by two individuals who bought it in July 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2908 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Warranty Deed, Transfer |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Deed Document Number | 202135833 |
| Deed Book / Page | 8187 / 850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 19, 2022 |
| Property Address | 400 DURANT ST, MONROE, NC 28112-4908 |
| Document Number | 0008627497 |
| Book / Page | 8627 / 497 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 41197 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2908 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Name | Verified Name |
|---|---|
| Address | 126 N HAYWOOD ST, OAKBORO, NC 28129-9376 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 400 DURANT ST, MONROE, NC 28112-4908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008437658 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 8437/658 |
| Instrument | 11534 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 400 DURANT ST, MONROE, NC 28112-4908 |
| Document Number | 8187850 |
| Book / Page | 8187 / 850 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 35833 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2908 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 35834 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 35834 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 400 Durant St was $1,734.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,400 (-) Land $31,200 Building $167,200 | $198,400 (-) Land $31,200 Building $167,200 | |
| 2025 | $1,734.00 | $198,400 Land $31,200 Building $167,200 | $198,400 Land $31,200 Building $167,200 |
| 2023 | $1,484.00 | $136,100 Land $17,300 Building $118,800 | $136,100 Land $17,300 Building $118,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Durant St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Durant St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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