409 Duncan Dr, Windsor, CA 95492 Property Records

Sonoma County property record for 409 Duncan Dr, Windsor, CA 95492 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,393 sqft Living Area
Lot Size5,200 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$564,000 (2019)
Tax Bill$7,580.00 (2025)

Property Details

APN / Parcel Number

Primary APN066-510-036-000
Alternative APN
  • 066-510-036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,393 sqft Living Area
Gross Area1,852 sqft Gross Area
1st Floor1,393 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Construction TypeWood Construction
Lot Area5,200 sqft (0.119 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area459 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address409 DUNCAN DR
CityWINDSOR
StateCA
Zip95492-8000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTWIN PALMS LOT 9
Legal SubdivisionTWIN PALMS
Legal Block1
Legal Lot Number9
JurisdictionSONOMA CA
Minor Civil DivisionHEALDSBURG
Census Blockgroup1
Census Block1000
Census Tract153811

Owner

Source: Sonoma County records · APN 066-510-036-000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 DUNCAN DR, WINDSOR, CA 95492-8000
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Apr 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU
Feb 22, 2019Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Feb 22, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2019 · Amount on Record
Deed SaleFeb 22, 2019 · Amount on Record
Prior SaleMar 07, 2014 · Amount on Record
Deed Doc Number201913525
Prior Transfer DateApr 15, 2014
Prior Transfer Doc0000027098
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address409 DUNCAN DR, WINDSOR, CA 95492-8000
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 DUNCAN DR, WINDSOR, CA 95492-8000

Mortgage

Document Number0000025351
DateJun 07, 2023
Instrument2023025351
Lender
NameUMPQUA BANK
TypeBank
AddressSANTA ANA, CA 92707
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address409 DUNCAN DR, WINDSOR, CA 95492-8000
Document Number0000049875
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address409 DUNCAN DR WINDSOR CA 954928000, WINDSOR, CA 95492-8000

Mortgage

Document Number0000049875
DateJun 23, 2020
Instrument49875
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 22, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address409 DUNCAN DR, WINDSOR, CA 95492-8000
Document Number0000028329
Instrument DateApr 09, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address409 DUNCAN DR WINDSOR CA 954928000, WINDSOR, CA 95492-8000

Mortgage

Document Number0000028329
DateApr 15, 2020
Instrument28329
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 14, 2035

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateFeb 22, 2019
Property Address409 DUNCAN DR, WINDSOR, CA 95492-8000
Document Number0000013524
Instrument DateFeb 13, 2019
Instrument13524
Transaction TypeTransfer
Record UpdatedMar 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 149 HEALDSBURG CA 954480149, HEALDSBURG, CA 95448-0149

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateFeb 22, 2019
Property Address409 DUNCAN DR, WINDSOR, CA 95492-8000
Document Number0000013525
Map ReferenceMB 432 PG 20-22
Instrument DateFeb 13, 2019
Instrument2019013525
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address409 DUCAN DRIVE, WINDSOR, CA 95492-8000

Mortgage

Document Number0000013526
DateFeb 22, 2019
Instrument2019013526
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityWindsor Town
Unified School DistrictWindsor Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,580.00 (+4.22%)$629,145 (+4.04%) Land $251,546 Building $377,599
2023$7,273.00 (+1.75%)$604,717 Land $241,779 Building $362,938
2022$7,148.00

Flood & Wildfire

409 Duncan Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sonoma County (06097C), updated February 15, 2026

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Duncan Dr

Nearby Streets

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