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408 Duncan Dr, Windsor, CA 95492 Property Records

Sonoma County property record for 408 Duncan Dr, Windsor, CA 95492

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,393 sqft · built 1989
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Nov 2008)
Tax Bill$4,576 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APN066-510-030-000

Property Details

APN / Parcel Number

Primary APN066-510-030-000
Alternative APN
  • 066-510-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,393 sqft Living Area
1st Floor Area1,393 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Garage Area459 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number066-510-030
Street Address408 DUNCAN DR
CityWINDSOR
StateCA
Zip95492-8699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYWI
Legal DescriptionTWIN PALMS LOT 3
Legal SubdivisionCYPRESS POINT
Legal Block1
Legal Lot Number3
JurisdictionSONOMA CA
Township / Civil DivisionHEALDSBURG
Census Block Group1
Census Block1000
Census Tract153811

Owner

Source: Sonoma County records · APN 066-510-030-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10400 CHERRY RIDGE RD, SEBASTOPOL, CA 95472-9028
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · ARM
EXCHANGE BANK
May 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2008 · Amount on Record
Deed SaleNov 20, 2008 · Amount on Record
Prior SaleJun 06, 2005 · Amount on Record
Deed Document Number2008104057
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address408 DUNCAN DR, WINDSOR, CA 95492-8699
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10400 CHERRY RIDGE RD, SEBASTOPOL, CA 95472-9028

Mortgage

Document Number0000074483
DateJun 28, 2021
Instrument2021074483
Lender
NameEXCHANGE BANK
TypeBank
AddressSANTA ROSA, CA 95402
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate9.62%

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateMay 12, 2020
Property Address408 DUNCAN DR, WINDSOR, CA 95492-8699
Document Number0000035821
Instrument DateMay 05, 2020
Instrument35821
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10400 CHERRY RIDGE RD SEBASTOPOL CA 954729028, SEBASTOPOL, CA 95472-9028

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityWindsor Town
Unified School DistrictWindsor Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,576.00 (+4.12%)$366,995 (+4.04%) Land $193,156 Building $173,839
2023$4,395.00 (+1.71%)$352,746 Land $185,656 Building $167,090
2022$4,321.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: California Internet.

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF WINDSOR
serves 25,561 people
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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