Santa Cruz County property record for 409 Dorsey Ave, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,211 sqft · built 1956 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $615,000 (Sep 2014) |
| Tax Bill | $9,886 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Apr 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-342-10 |
| Primary APN | 044-342-10 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Building Area | 1,211 sqft Living Area |
| Gross Area | 1,651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 DORSEY AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Subdivision | APTOS BEACH CC PROPERTIES |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 044-342-10
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 15, 2025 | Intrafamily Transfer, Transfer |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 08, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2014 · Amount on Record |
| Deed Sale | Sep 04, 2014 · Amount on Record |
| Prior Sale | Jun 30, 2011 · Amount on Record |
| Deed Document Number | 201429302 |
| Prior Transfer Date | Jun 05, 2011 |
| Prior Transfer Doc | 0000026102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 15, 2025 |
| Property Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Document Number | 0000019414 |
| Map Reference | MB 23 PG 1 |
| Instrument Date | Sep 06, 2025 |
| Instrument | 2025-0019414 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Document Number | 0000022757 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0022757 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Document Number | 0000016989 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-0016989 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023403 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 2019-0023403 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORTC |
| Name | Verified Name |
|---|
| Document Number | 0000031493 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020-0031493 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 08, 2018 |
| Property Address | 409 DORSEY AVE, APTOS, CA 95003-5229 |
| Document Number | 0000000667 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 667 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 1271 APTOS CA 950011271, APTOS, CA 95001-1271 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753,921 (+2%) Land $603,137 Building $150,784 | ||
| 2025 | $9,886.00 (+10.5%) Homeowner's exemption | $739,139 (+4.04%) Land $591,311 Building $147,828 | |
| 2023 | $8,947.00 (+2.33%) | $710,436 Land $568,349 Building $142,087 | $1,082,250 |
| 2022 | $8,743.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Verizon.
Based on FCC filings for 511 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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