400 Dorsey Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 400 Dorsey Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1963
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$1,350,000 (Mar 2022)
Tax Bill	$17,806 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-332-09`

Property Details

APN / Parcel Number

Primary APN	`044-332-09`
Alternative APN	`044-332-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,536 sqft Living Area
Gross Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Other
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Attached
Garage Area	282 sqft
Parking Spaces	1 Parking Space
Deck Area	262 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 DORSEY AVE
City	APTOS
State	CA
Zip	95003-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	BEACH CC 01
Legal Lot Number	C
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122203

Owner

400 Dorsey Ave is owned by an individual who bought it in March 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	21952 LINDY LN, CUPERTINO, CA 95014-4832
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 11, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Deed Document Number	202210284
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0000028668
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 30, 2022
Property Address	400 DORSEY AVE, APTOS, CA 95003-5230
Document Number	0000010284
Instrument Date	Mar 10, 2022
Instrument	2022-0010284
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DORSEY AVE, APTOS, CA 95003-5230

Mortgage

Document Number	0000010285
Date	Mar 30, 2022
Instrument	2022-0010285

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2020
Property Address	400 DORSEY AVE, APTOS, CA 95003-5230
Document Number	0000028668
Instrument Date	Jul 23, 2020
Instrument	28668
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	400 DORSEY AVE APTOS CA 950035230, APTOS, CA 95003-5230

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 11, 2019
Property Address	400 DORSEY AVE, APTOS, CA 95003-5230
Document Number	0000009085
Instrument Date	Apr 1, 2019
Instrument	2019-0009085
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DORSEY AVE, APTOS, CA 95003-5230

Mortgage

Document Number	0000009086
Date	Apr 11, 2019
Instrument	2019-0009086

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 400 Dorsey Ave was $17,806.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,461,284 (+2%) Land $1,169,027 Building $292,257
2025	$17,806.00	$1,432,631 Land $1,146,105 Building $286,526
2023	$16,237.00 (+498.05%)	$1,377,000 Land $1,101,600 Building $275,400	$1,257,390
2022	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Dorsey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Dorsey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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