Ocean County and Eagleswood Township property record for 409 Dock Rd, West Creek, NJ 08092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1950 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,500 (Dec 2023) |
| Tax Bill | $2,856 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-00001-0000-00027-01 |
| Primary APN | 09-00001-0000-00027-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Raised Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 0900001000000027A |
|---|---|
| Street Address | 409 DOCK RD |
| City | WEST CREEK |
| State | NJ |
| Zip | 08092-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1 |
| Legal Description | 100X150 0.344 |
| Legal Subdivision | TOWNSHIP/EAGLESWOOD |
| Legal Block | 1 |
| Legal Lot Number | 27.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | EAGLESWOOD |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 736002 |
409 Dock Rd is owned and occupied by two individuals who bought it in December 2023.
Source: Ocean County and Eagleswood Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 DOCK RD, WEST CREEK, NJ 08092-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2023 | Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Oct 21, 2020 | Grant Deed, Transfer UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on File |
| Deed Sale | Dec 11, 2023 · Amount on File |
| Prior Sale | Oct 21, 2020 · Amount on File |
| Deed Document Number | 202392343 |
| Deed Book / Page | 19558 / 1020 |
| Prior Transfer Date | May 6, 1994 |
| Prior Transfer Doc | 5164000066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 409 DOCK RD, WEST CREEK, NJ 08092-3007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 409 DOCK RD, WEST CREEK, NJ 08092-3007 |
| Document Number | 0201720797 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 20172/797 |
| Instrument | 2025083708 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 11, 2023 |
| Property Address | 409 DOCK RD, WEST CREEK, NJ 08092-3007 |
| Document Number | 0195581020 |
| Book / Page | 19558 / 1020 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023092343 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,929.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1515 N FEDERAL HWY # HWY405, HWY405, BOCA RATON, FL 33432-1911 |
| Name | Verified Name |
|---|---|
| Address | 409 DOCK RD, WEST CREEK, NJ 08092-3007 |
| Document Number | 2023092344 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023092344 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 21, 2020 |
| Property Address | 409 DOCK RD, WEST CREEK, NJ 08092-3007 |
| Document Number | 0181151470 |
| Book / Page | 018115 / 001470 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 121938 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1515 N FEDERAL HWY #405 BOCA RATON FL 334321954, 405, BOCA RATON, FL 33432-1954 |
The 2025 property tax bill for 409 Dock Rd was $2,856, up 8.6% from the year before.
Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Eagleswood Township |
| Elementary School District | Eagleswood Township School District (KG - 06) |
| Secondary School District | Pinelands Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,600 (-) Land $33,800 Building $61,800 | $95,600 (-) Land $33,800 Building $61,800 | |
| 2025 | $2,856.00 (+8.55%) | $95,600 Land $33,800 Building $61,800 | $95,600 Land $33,800 Building $61,800 |
| 2024 | $2,631.00 | ||
| 2023 | $95,600 (-) Land $33,800 Building $61,800 | $95,600 (-) Land $33,800 Building $61,800 | |
| 2022 | $2,555.00 | $95,600 Land $33,800 Building $61,800 | $95,600 Land $33,800 Building $61,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 Dock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 211 (1979–2025) |
| Claims Outside the SFHA | 5 of 211 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Dock Rd is very high, ranking above 91% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 95% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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