403 Dock Rd, West Creek, NJ 08092 Property Records

Ocean County and Eagleswood Township property record for 403 Dock Rd, West Creek, NJ 08092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 908 sqft · built 1945
Lot Size0.086 acres (3,751 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2024)
Tax Bill$4,119 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN09-00001-0000-00029

Property Details

APN / Parcel Number

Primary APN09-00001-0000-00029
Alternative APN
  • 090000100029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area908 sqft Living Area
1st Floor Area908 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleConventional
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area3,751 sqft (0.086 acres)
Lot Dimensions75 ft deep x 50 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address403 DOCK RD
CityWEST CREEK
StateNJ
Zip08092-3007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-1
Legal Description50X75 0.086
Legal Block1
Legal Lot Number29
JurisdictionOCEAN NJ
Township / Civil DivisionEAGLESWOOD
Census Block Group1
Census Block1061
Census Tract736002

Owner

403 Dock Rd is owned and occupied by an individual who bought it in December 2024.

Source: Ocean County and Eagleswood Township records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address403 DOCK RD, WEST CREEK, NJ 08092-3007
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
M STREET REALTY LLC
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 14, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2024 · Amount on File
Deed SaleDec 3, 2024 · Amount on File
Prior SaleJul 15, 1998 · Amount on File
Deed Document Number202489678
Deed Book / Page19864 / 992
Prior Transfer DateNov 13, 2024
Prior Transfer Doc0198640992
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address403 DOCK RD, WEST CREEK, NJ 08092-3007
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 DOCK RD, WEST CREEK, NJ 08092-3007

Mortgage

Document Number0202051741
DateNov 24, 2025
Book Page20205/1741
Instrument2025093299
Lender
NameM STREET REALTY LLC
TypeNon-Lending Institution
AddressCOLLINGSWOOD, NJ 08108
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address403 DOCK RD, WEST CREEK, NJ 08092-3007
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186610714
DateSep 2, 2021
Book Page18661/714
Instrument2021128686
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJun 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address403 DOCK RD, WEST CREEK, NJ 08092-3007
Document Number0177691089
Instrument DateJan 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address403 DOCK RD WEST CREEK NJ 080923007, WEST CREEK, NJ 08092-3007

Mortgage

Document Number0177691089
DateJan 29, 2020
Book Page017769/001089
Instrument10437
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueJan 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 403 Dock Rd was $4,119, up 8.5% from the year before.

Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionEagleswood Township
Elementary School DistrictEagleswood Township School District (KG - 06)
Secondary School DistrictPinelands Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,900 (-) Land $30,600 Building $107,300$137,900 (-) Land $30,600 Building $107,300
2025$4,119.00 (+8.51%)$137,900 Land $30,600 Building $107,300$137,900 Land $30,600 Building $107,300
2024$3,796.00
2023$137,900 Land $30,600 Building $107,300$137,900 Land $30,600 Building $107,300
2022$3,686.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Dock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims211 (1979–2025)
Claims Outside the SFHA5 of 211
Most Recent ClaimNov 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 101 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 40 claims
  • Coastal Storms & Flooding, Mar 1984 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Dock Rd is high, ranking above 86% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 93% of New Jersey
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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