409 Crouch St, Oceanside, CA 92054 Property Records

San Diego County property record for 409 Crouch St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,016 sqft · built 1948
Lot Size0.335 acres (14,597 sqft)
OwnerCompany Name on Record
Last Sale$395,000 (Mar 2005)
Tax Bill$6,363 (2025)
Deeds & MortgagesJun 2020 Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN149-040-07-00

Property Details

APN / Parcel Number

Primary APN149-040-07-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,016 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area14,597 sqft (0.335 acres)

Location & Zoning

Street Address409 CROUCH ST
CityOCEANSIDE
StateCA
Zip92054-4411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK B LOT 14 POR TR 001956
Legal SubdivisionELLERYS LOMA ALTA
Legal Tract001956
Legal BlockB
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4001
Census Tract18509

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1302 CRESTRIDGE DR, OCEANSIDE, CA 92054-5723
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
Apr 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2005 · Amount on Record
Deed SaleMar 24, 2005 · Amount on Record
Prior SaleJun 17, 2003 · Amount on Record
Deed Document Number2005242503
Last Transfer DateMar 27, 2019
Transfer Doc0000125697
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address409 CROUCH ST, OCEANSIDE, CA 92054-4411
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000318691
DateJun 19, 2020
Instrument2020-0318691
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35296
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 9, 2019
Property Address409 CROUCH ST, OCEANSIDE, CA 92054-4411
Document Number0000125697
Instrument DateMar 27, 2019
Instrument125697
Transaction TypeTransfer
Record UpdatedApr 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 CRESTRIDGE DR OCEANSIDE CA 920545723, OCEANSIDE, CA 92054-5723

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$576,071 (+2%) Land $526,053 Building $50,018
2025$6,363.00 (+5.17%)$564,777 (+4.04%) Land $515,739 Building $49,038
2023$6,050.00 (+1.54%)$542,848 Land $495,713 Building $47,135
2022$5,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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