Black Hawk County property record for 409 Crestridge Dr, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 858 sqft · built 1962 |
| Lot Size | 0.529 acres (23,023 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,740 (2025) |
| Deeds & Mortgages | Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-07-177-012 |
| Primary APN | 8812-07-177-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 858 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 858 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,023 sqft (0.529 acres) |
| Lot Dimensions | 182 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 409 CRESTRIDGE DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR TERRACE SECOND ADDITION LOT 25 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 07 |
| Legal Subdivision | CEDAR TERRACE SECOND ADDITION |
| Legal Lot Number | 25 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2901 |
409 Crestridge Dr is owned and occupied by an individual who acquired it in October 2017.
Source: Black Hawk County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 CRESTRIDGE DR, WATERLOO, IA 50702-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 18, 2017 |
| Transfer Doc | 201800007012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 19, 2017 |
| Property Address | 409 CRESTRIDGE DR, WATERLOO, IA 50702-4628 |
| Document Number | 201800007012 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 2018-00007012 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 CRESTRIDGE DR, 409, WATERLOO, IA 50702-4628 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 CRESTRIDGE DR, WATERLOO, IA 50702-4628 |
The 2025 property tax bill for 409 Crestridge Dr was $1,740 with exemptions applied, up 0.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,740.00 (+0.06%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $134,940 Land $31,430 Building $103,510 | $134,940 Land $31,430 Building $103,510 |
| 2024 | $1,739.00 | ||
| 2023 | $133,420 Land $31,430 Building $101,990 | $133,420 Land $31,430 Building $101,990 | |
| 2022 | $1,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Crestridge Dr in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 118 (1978–2016) |
| Claims Outside the SFHA | 11 of 118 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Crestridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
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