Black Hawk County property record for 403 Crestridge Dr, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1963 |
| Lot Size | 0.523 acres (22,770 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,136 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-07-177-013 |
| Primary APN | 8812-07-177-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Basement Area | 1,325 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,770 sqft (0.523 acres) |
| Lot Dimensions | 180 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 CRESTRIDGE DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR TERRACE SECOND ADDITION LOT 26 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 07 |
| Legal Subdivision | CEDAR TERRACE SECOND ADDITION |
| Legal Lot Number | 26 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2901 |
403 Crestridge Dr is owned and occupied by an individual who acquired it in January 2010.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 CRESTRIDGE DR, WATERLOO, IA 50702-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 7, 2010 |
| Transfer Doc | 2010013239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 403 CRESTRIDGE DR, WATERLOO, IA 50702-4628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLACK HAWK CNTY ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 202100009676 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 202100009676 |
| Name | PREMIER LENDING ALLIANCE |
|---|---|
| Type | Mortgage Company |
| Address | JOHNSTON, IA 50131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 403 Crestridge Dr was $4,136 with a homeowner's exemption, down 5.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,136.00 (-5.09%) Homeowner's exemption | $213,590 Land $33,600 Building $179,990 | $213,590 Land $33,600 Building $179,990 |
| 2024 | $4,358.00 | ||
| 2023 | $211,080 (+23.6%) Land $33,600 Building $177,480 | $211,080 Land $33,600 Building $177,480 | |
| 2022 | $3,556.00 Homeowner's exemption | $170,770 Land $33,600 Building $137,170 | |
| 2021 | $170,770 Land $33,600 Building $137,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Crestridge Dr in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 118 (1978–2016) |
| Claims Outside the SFHA | 11 of 118 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Crestridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
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