409 Crescent Dr, Albert Lea, MN 56007 Property Records

Freeborn County property record for 409 Crescent Dr, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,189 sqft · built 1994
Lot Size	0.27 acres (11,858 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Jun 2018)
Tax Bill	$7,260 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34.135.5570`

Property Details

APN / Parcel Number

Primary APN	`34.135.5570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,189 sqft Living Area
1st Floor Area	1,439 sqft
Basement Area	365 sqft
Finished Basement	365 sqft
Unfinished Basement	667 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,858 sqft (0.27 acres)
Lot Dimensions	121 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	724 sqft
Deck Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 CRESCENT DR
City	ALBERT LEA
State	MN
Zip	56007-1482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT-003 BLOCK-029 LOT 3 BLK 29 SHORELAND HEIGHTS
Legal Subdivision	SHORELAND HEIGHTS
Legal Block	29
Legal Lot Number	3
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2007
Census Tract	180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 CRESCENT DR, ALBERT LEA, MN 56007-1482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCADIAN BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCADIAN BANK
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK HARTLAND
Jun 19, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2018V826536
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	409 CRESCENT DR, ALBERT LEA, MN 56007-1482
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A117474
Date	Dec 27, 2021
Instrument	A117474

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	409 CRESCENT DR, ALBERT LEA, MN 56007-1482
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A117085
Date	May 17, 2021
Instrument	A117085

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	409 CRESCENT DR, ALBERT LEA, MN 56007-1482
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T115501
Date	Jun 19, 2018
Instrument	T115501

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 19, 2018
Property Address	409 CRESCENT DR, ALBERT LEA, MN 56007-1482
Document Number	CRV826536
Instrument Date	Jun 19, 2018
Instrument	CRV826536
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2089 SCENIC VIEW LN SW, 2089, ROCHESTER, MN 55902-2575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CRESCENT DR, ALBERT LEA, MN 56007-1482

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,260.00 Homeowner's exemption	$440,100 (+13.31%) Land $30,100 Building $410,000	$440,100 (+13.31%) Land $30,100 Building $410,000
2025	$7,260.00 (+32.1%)
2023	$5,496.00 (+1.55%) Homeowner's exemption	$388,400 Land $30,100 Building $358,300	$388,400 Land $30,100 Building $358,300
2020	$5,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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