404 Crescent Dr, Albert Lea, MN 56007 Property Records

Freeborn County property record for 404 Crescent Dr, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,328 sqft · built 1979
Lot Size	0.33 acres (14,248 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Nov 2024)
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.135.5710`

Property Details

APN / Parcel Number

Primary APN	`34.135.5710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,248 sqft (0.33 acres)
Lot Dimensions	137 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	580 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 CRESCENT DR
City	ALBERT LEA
State	MN
Zip	56007-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT-002 BLOCK-030 LOT 2 BLK 30 SHORELAND HEIGHTS
Legal Subdivision	SHORELAND HEIGHTS
Legal Block	30
Legal Lot Number	2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2026
Census Tract	180400

Owner

Source: Freeborn County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 CRESCENT DR, ALBERT LEA, MN 56007-1481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Mar 14, 2019	Deed, Transfer · Conventional Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	Mar 14, 2019 · Amount on Record
Deed Document Number	20241710616
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	404 CRESCENT DR, ALBERT LEA, MN 56007-1481
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T116733
Date	Nov 9, 2020
Instrument	T116733

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Mar 14, 2019
Property Address	404 CRESCENT DR, ALBERT LEA, MN 56007-1481
Document Number	CRV929229
Instrument Date	Mar 14, 2019
Instrument	CRV929229
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 NATURE AVE, 325, NORTHWOOD, IA 50459-1090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CRESCENT DR, ALBERT LEA, MN 56007-1481

Mortgage

Document Number	000T115869
Date	Mar 15, 2019
Instrument	T115869

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,000 (+13.32%) Land $28,200 Building $256,800	$285,000 (+13.32%) Land $28,200 Building $256,800
2025	$4,498.00 (+18.18%)
2023	$3,806.00 (+21.91%) Homeowner's exemption	$251,500 Land $28,200 Building $223,300	$251,500 Land $28,200 Building $223,300
2020	$3,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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