St. Charles County property record for 409 Copper Tree Trl, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,163 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached, 600 sqft |
| Last Sale | $257,500 (2012) |
| Tax Bill | $5,477.00 (2025) |
| Primary APN | T001700481 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,163 sqft Living Area |
| Gross Area | 5,131 sqft Gross Area |
| 1st Floor | 1,795 sqft 1st Floor |
| Basement Area | 1,368 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 237 sqft Patio |
| Porch | Open Porch |
| Porch Area | 100 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T001700481 |
|---|---|
| Street Address | 409 COPPER TREE TRLS |
| City | O FALLON |
| State | MO |
| Zip | 63368 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON HILL VLG LOT 261 |
| Legal Subdivision | PERSIMMON HILL VLG |
| Legal Lot Number | 261 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T001700481
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2012 · Amount on Record |
| Deed Sale | Sep 12, 2012 · Amount on Record |
| Prior Sale | Aug 16, 2012 · Amount on Record |
| Deed Doc Number | 2012692360 |
| Deed Book / Page | 5853 / 2057 |
| Prior Transfer Date | Jun 15, 2005 |
| Prior Transfer Doc | 0042270899 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 409 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 409 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Document Number | 2021R069879 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021R-069879 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,516 (-) | $434,297 (-) Land $80,000 Building $354,297 | |
| 2025 | $5,477.00 (+4.22%) | $82,516 (+7.3%) | $434,297 (+7.3%) Land $80,000 Building $354,297 |
| 2024 | $5,255.00 | ||
| 2023 | $76,901 | ||
| 2022 | $404,741 Land $65,000 Building $339,741 |
409 Copper Tree Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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