St. Charles County property record for 407 Copper Tree Trl, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,081 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,207 (2002) |
| Tax Bill | $5,323.00 (2025) |
Source: St. Charles County records · APN T001700482
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 407 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Jul 28, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2002 · Amount on Record |
| Deed Sale | Jun 19, 2002 · Amount on Record |
| Deed Doc Number | 0000292457 |
| Deed Book / Page | 2924 / 57 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 407 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 17 LEXINGTON OAKS CT, FORISTELL, MO 63348-1479 |
| Document Number | 0000048993 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 2025R-048993 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 407 COPPER TREE TRL, O FALLON, MO 63368-6338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0073552022 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 7355/2022 |
| Instrument | 20200728000530920 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,323.00 | $80,183 (+7.81%) | $422,015 (+7.81%) Land $80,000 Building $342,015 |
| 2023 | $74,375 | ||
| 2022 | $391,446 Land $65,000 Building $326,446 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T001700482 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,081 sqft Living Area |
| 1st Floor | 1,785 sqft 1st Floor |
| Basement Area | 1,737 sqft Basement |
| Stories | 2 Stories |
| Fireplace | 2 Story Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Porch | 1 Porch |
| Porch Area | 180 sqft Porch |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T001700482 |
|---|---|
| Old Parcel Number | T001700482 |
| Street Address | 407 COPPER TREE TRL |
| City | O FALLON |
| State | MO |
| Zip | 63368-6338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON HILL VLG LOT 262 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | PERSIMMON HILL VLG |
| Legal Lot Number | 262 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 311153 |
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