409 Cook Ave, Hamel, IL 62046 Property Records

Madison County property record for 409 Cook Ave, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,896 sqft · built 2016
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Dec 2021)
Tax Bill$8,103 (2025)
Deeds & MortgagesDec 2021 Sale
Jul 2020 Sale & Mortgage
+ 3 more
APN11-2-10-14-10-104-003

Property Details

APN / Parcel Number

Primary APN11-2-10-14-10-104-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,896 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialVinyl
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions115 ft deep x 111 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address409 COOK AVE
CityHAMEL
StateIL
Zip62046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROTTERS RUN 2ND ADDN LOT 64 111.50 X 115.54
Legal SubdivisionTROTTERS RUN SECOND ADDN
Legal Lot Number64
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4026
Census Tract403801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 COOK AVE, HAMEL, IL 62046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jul 13, 2020Deed, Transfer · Conventional Mortgage
CARROLLTON BANK
Oct 31, 2017Deed of Trust, Mortgage
SCOTT CU
Apr 13, 2017Warranty Deed, Transfer
FIRST COLLINSVILLE BANK
Jan 17, 2017Loan Modification, Mortgage
FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Prior SaleJul 13, 2020 · Amount on Record
Deed Document Number202151538
Prior Transfer DateMar 7, 2011
Prior Transfer Doc0000009982
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateDec 15, 2021
Property Address409 COOK AVE, HAMEL, IL 62046
Document Number0000051538
Map ReferencePC 65 PG 127
Instrument DateDec 10, 2021
Instrument2021R51538
Transaction TypeTransfer
Record UpdatedJan 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$472.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 COOK AVE, HAMEL, IL 62046

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON IL
Recording DateJul 13, 2020
Property Address409 COOK AVE, HAMEL, IL 62046
Document Number0000023464
Map ReferencePC 65 PG 127
Instrument DateJun 29, 2020
Instrument2020R23464
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address409 COOK AVE, HAMEL, IL 62046

Mortgage

Document Number0000023465
DateJul 13, 2020
Instrument2020R23465
Lender
NameCARROLLTON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate2.75%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address409 COOK AVE, HAMEL, IL 62046
Document Number0000037676
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address409 COOK AVE HAMEL IL 62046, HAMEL, IL 62046

Mortgage

Document Number0000037676
DateNov 7, 2017
Instrument37676
Lender
NameSCOTT CU
TypeCredit Union
AddressEDWARDSVILLE, IL 62025
Agreement
AmountAmount Recorded
Term240 Months
DueNov 6, 2037

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateApr 13, 2017
Property Address409 COOK AVE, HAMEL, IL 62046
Document Number0000012411
Map ReferencePL CAB 65 PG 127
Instrument DateApr 12, 2017
Instrument2017R12411
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyMADISON COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 491, HAMEL, IL 62046-0491

Mortgage

Document Number0000012412
DateApr 13, 2017
Instrument2017R12412
Lender
NameFIRST COLLINSVILLE BANK
TypeBank
AddressHIGHLAND, IL 62249
Agreement
AmountAmount Recorded

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address409 COOK AVE, HAMEL, IL 62046
Document Number0000003025
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address409 COOK AVE HAMEL IL 62046, HAMEL, IL 62046

Mortgage

Document Number0000003025
DateJan 27, 2017
Instrument3025
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
AmountAmount Recorded
Term12 Months
DueJan 26, 2018
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,103.00 (+10.14%)$128,950 (+25.13%) Land $16,500 Building $112,450$386,850 (+25.01%) Land $49,500 Building $337,350
2024$7,357.00 (+3.1%)
2022$7,136.00$103,050 Land $12,200 Building $90,850$309,460 Land $36,637 Building $272,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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