405 Cook Ave, Hamel, IL 62046 Property Records

Madison County property record for 405 Cook Ave, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,896 sqft · built 2018
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$269,000 (Aug 2018)
Tax Bill$8,235 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Sale & Mortgage
+ 2 more
APN11-2-10-14-10-104-002

Property Details

APN / Parcel Number

Primary APN11-2-10-14-10-104-002

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,896 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions115 ft deep x 111 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address405 COOK AVE
CityHAMEL
StateIL
Zip62046-1043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROTTERS RUN 2ND ADDN LOT 63 111.50 X 115.54
Legal SubdivisionTROTTERS RUN SECOND ADDN
Legal Lot Number63
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4026
Census Tract403801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 COOK AVE, HAMEL, IL 62046-1043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ASSOCIATED BANK
Aug 16, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK STAUNTON
Oct 31, 2017Trustee's Deed, Construction Loan · Line of Credit
FIRST NAT'L BK/STAUNTON
Oct 23, 2017Loan Modification, Mortgage · Conventional with PMI
FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number201825582
Last Transfer DateJan 7, 2021
Transfer Doc0000001520
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON IL
Recording DateJan 8, 2021
Property Address405 COOK AVE, HAMEL, IL 62046-1043
Document Number0000001520
Map ReferencePB 65 PG 127
Instrument DateJan 7, 2021
Instrument2021R01520
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyCOMMUNITY TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COOK AVE, HAMEL, IL 62046-1043

Mortgage

Document Number0000001521
DateJan 8, 2021
Instrument2021R01521
Lender
NameASSOCIATED BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateAug 16, 2018
Property Address405 COOK AVE, HAMEL, IL 62046-1043
Document Number0000025582
Map ReferencePC65 PG127
Instrument DateAug 13, 2018
Instrument2018R25582
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyMADISON COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$403.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 31, HAMEL, IL 62046-0031

Mortgage

Document Number0000025583
DateAug 16, 2018
Instrument2018R25583
Lender
NameFIRST NATIONAL BANK STAUNTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON IL
Recording DateOct 31, 2017
Property Address405 COOK AVE, HAMEL, IL 62046-1043
Instrument DateOct 23, 2017
Instrument36813
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018
Title CompanyMADISON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 COOK AVE HAMEL IL 62046, HAMEL, IL 62046

Mortgage

Document Number0000036813
DateOct 31, 2017
Instrument36813
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 30, 2018
Interest
Rate TypeAdjustable Rate
Rate5%

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address405 COOK AVE, HAMEL, IL 62046-1043
Document Number0000036882
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address302 COOK AVE HAMEL IL 620461042, HAMEL, IL 62046-1042

Mortgage

Document Number0000036882
DateNov 1, 2017
Instrument36882
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term36 Months
DueOct 31, 2020
Interest
Rate5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,235.00 (+9.64%)$125,870 (+35.23%) Land $15,300 Building $110,570$377,610 (+35.09%) Land $45,900 Building $331,710
2024$7,511.00 (+17.3%)
2022$6,403.00$93,080 Land $11,310 Building $81,770$279,520 Land $33,964 Building $245,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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